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Started By
Message
Paid off mortgage
Posted on 5/6/23 at 4:17 pm
Posted on 5/6/23 at 4:17 pm
Paid our home off about 6 months ago. Should I be receiving some paperwork from the mortgage company? Deed? Something?
10
Posted on 5/6/23 at 4:25 pm to Julz5198
Try contacting your mortgage company
Posted on 5/6/23 at 5:01 pm to Julz5198
They should provide a "satisfaction of mortgage" or similar.
Some companies also file the paperwork at the courthouse, which indicates the mortgage has been cancelled.
As previous poster said, contact the mortgagee and find out their process, if any.
Some companies also file the paperwork at the courthouse, which indicates the mortgage has been cancelled.
As previous poster said, contact the mortgagee and find out their process, if any.
Posted on 5/6/23 at 5:16 pm to Julz5198
quote:
Paid our home off about 6 months ago.
Congrats. Sleep hits different when the house is paid off.
Posted on 5/6/23 at 5:57 pm to Julz5198
As stated contact the company because you should have received something by now here in LA. Also, congrats in paying it off.
Posted on 5/6/23 at 6:46 pm to Macfly
Have no house note or vehicle note????. Have a caregiver note however for a handicapped wife that is the equivalent of 2 house notes????
Posted on 5/6/23 at 6:47 pm to Julz5198
You might have to ask them a couple of times to record a mortgage cancellation but do it. It’s good to have that recorded so in future no one has to contact the mortgage holder to see if anything is owed.
Posted on 5/6/23 at 7:50 pm to I Love Bama
quote:
Sleep hits different when the house is paid off.
I don’t track this BS. I will “sleep” no different without a mortgage than with one.
Nonetheless, congrats to OP. Good to be done with it.
Posted on 5/6/23 at 8:00 pm to Julz5198
You’ll get a certified letter from your lender that the loan has been satisfied.
Welcome to the club!
Welcome to the club!
This post was edited on 5/6/23 at 8:02 pm
Posted on 5/6/23 at 8:19 pm to Julz5198
quote:
Something?
Call Dave Ramsey’s show and brag.
Posted on 5/6/23 at 8:26 pm to Julz5198
Congrats!
Much better off with a paid off home.
Much better off with a paid off home.
Posted on 5/6/23 at 8:30 pm to Gifman
I'm looking at weird people! lol
Posted on 5/6/23 at 11:59 pm to Julz5198
quote:
Have no house note or vehicle note????. Have a caregiver note however for a handicapped wife that is the equivalent of 2 house notes????
Are you...asking? Why the question marks?
Posted on 5/7/23 at 9:22 am to emanresu
Congrats and I’m so jealous
Posted on 5/7/23 at 9:27 am to Julz5198
quote:As stated, YES!
Should I be receiving some paperwork from the mortgage company?
Mortgage companies typically hold the title to the property as security for the loan.
Once you you've paid off the mortgage in full, the lender should release the lien on your property, and provide you with (1) lien release or discharge documents, and subsequently, (2) the title to your property.
Posted on 5/7/23 at 9:48 am to Julz5198
Make sure you let your homeowners insurance agent know. If you ever make a claim, the check will be written to the mortgage company and it’s a hassle to get it rewritten.
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