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re: Married men of the OT

Posted on 4/14/18 at 6:23 pm to
Posted by AA77
Member since Jan 2016
3830 posts
Posted on 4/14/18 at 6:23 pm to
Congrats on taking the first steps down the path of divorce.
Posted by t00f
Not where you think I am
Member since Jul 2016
101234 posts
Posted on 4/14/18 at 6:26 pm to
Amazing even a dumbass thread can even go 2 pages. I am not helping.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
52945 posts
Posted on 4/14/18 at 6:27 pm to
Me 25% Her 75%
Posted by Fat Bastard
2024 NFL pick'em champion
Member since Mar 2009
88338 posts
Posted on 4/14/18 at 6:45 pm to
OT? you post on that cesspool? GTFO clown.
Posted by Ric Flair
Charlotte
Member since Oct 2005
13867 posts
Posted on 4/14/18 at 7:06 pm to
Joint checking here. Mostly groceries, eating out, gas, mortgage, electric/cellphone/cable monthly type bills etc. which I consider joint expenses.

Never had an issues regarding discretionary spending with the wife. Is your wife racking up 1k/month plus at the mall or something?
Posted by Retrograde
TX
Member since Jul 2014
2914 posts
Posted on 4/14/18 at 7:26 pm to
Me 25% Her 75%.

Still cheaper than divorce. I spend money on whatever I want, but she she just spends money.
Posted by castorinho
13623 posts
Member since Nov 2010
86130 posts
Posted on 4/14/18 at 7:59 pm to
quote:

Still cheaper than divorce.
Well, that's depressing
Posted by CoachB
Member since Mar 2018
15 posts
Posted on 4/14/18 at 8:33 pm to
Joint acct for bills. She spends 60-80% of her acct from month to month check. Im more of 5-10%, put $ in savings/401k/investment. Dont ask about my MIL and the crazy amount of debt she/her husband is GAINiNG after RETIRING.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 4/15/18 at 9:01 am to
Pretty close to even if I had to guess, but never crunched the numbers. She drives a lot more for work, so spends more on gas and lunches out(I bring my lunch to work 90% of the time), but I have a few hobbies that I spend on that even that out.

She does have a ton of vacation/comp time built up and takes a bunch of long weekend trips that likely pushes her over the top. But she usually takes our kids with her so I don't look at it as her spending.
Posted by TigerintheNO
New Orleans
Member since Jan 2004
44028 posts
Posted on 4/15/18 at 10:09 am to
75%(her) 25%(me)- but she does by 90% of items needed for the household/child
Posted by Marlbud
Member since Jun 2017
964 posts
Posted on 4/15/18 at 10:18 am to
She spends more but it's because I tell her to. I like good groceries.
Posted by TheBoo
South to Louisiana
Member since Aug 2012
5359 posts
Posted on 4/16/18 at 8:00 am to
Really thought the money talk was going to shite..
Posted by Drunken Crawfish
Member since Apr 2017
3883 posts
Posted on 4/16/18 at 8:31 am to
This is why you should have a joint checking for bills/groceries and put the rest in separate checking accounts. Then she can spend as much as you want and I can save as much as I want.

To answer your question, my wife's credit card bill is usually $1000+, where mine is usually between $400-$500
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 4/16/18 at 10:47 am to
What do you do if you save way more than her and are able to retire way earlier than her/live more lavishly in retirement? Do you think that would breed some problems or no? Obviously everyone knows their own situation, just curious.
Posted by Drunken Crawfish
Member since Apr 2017
3883 posts
Posted on 4/16/18 at 12:01 pm to
My wife and I both have money going directly into 401(k)s each pay period. She makes more than I do so its not a real issue at this point. It sounds like they have different spending habits that have the potential to cause problems and that could be fixed with separate spending accounts.

I would assume that before he would retire, he would take into consideration the financial stability of the entire household. Or he could just be an a-hole and eat ribeyes while she eats ham sandwiches . But that's a bold strategy.
Posted by brian_wilson
Member since Oct 2016
3581 posts
Posted on 4/17/18 at 10:42 am to
Over the last 10 years, it has been probably 60% her / 40% me. I amped up my spending two years ago, but it has trailed off.

We tried tracking personal expenses and do a budget for what each of us spends. It was an epic fail, as she refused to enter anything. So I did it, then she complained about it.

we plan to early retire in the next couple of years, so we will need to figure it out. She spends like $250/month on hair shite.
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