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Started By
Message
Luxury card from Mastercard
Posted on 2/22/21 at 7:30 pm
Posted on 2/22/21 at 7:30 pm
Several months ago I upgraded my Citi card to a Citi Prestige. It has a ton of perks which suits our needs, and points have racked up.
I have had other credit cards which I have open and never use, and those I have had for a long time and use regularly, and I never considered upgrading until now. I have noticed that there are so many competitors with perks.
I am thinking that an Amex gold or Platinum will be the next card, and I will cancel the others having two or three cards to use. But I found the Luxury Card (Titanium, Black, Gold) during research.
It seems that those cards are useless points wise and is all about the Concierge service. Anyone had/have one? Thoughts?
I have had other credit cards which I have open and never use, and those I have had for a long time and use regularly, and I never considered upgrading until now. I have noticed that there are so many competitors with perks.
I am thinking that an Amex gold or Platinum will be the next card, and I will cancel the others having two or three cards to use. But I found the Luxury Card (Titanium, Black, Gold) during research.
It seems that those cards are useless points wise and is all about the Concierge service. Anyone had/have one? Thoughts?
5
Posted on 2/22/21 at 7:57 pm to Mariner
I’ve had multiple when I used to churn points. They absolutely do have good point earning structures depending on where you spend your money.
Eating Out: Citi Prestige/Amex Gold
Airfare: Amex Platinum
Travel: Sapphire Reserve
The other “perks” that these cards bring to the table are utterly useless unless you travel a considerable amount.
Eating Out: Citi Prestige/Amex Gold
Airfare: Amex Platinum
Travel: Sapphire Reserve
The other “perks” that these cards bring to the table are utterly useless unless you travel a considerable amount.
Posted on 2/22/21 at 8:04 pm to Mariner
Which card would you consider for churning large $$$$ monthly, not related to travel? Approaching $50K for 2021, 10 months to go.
Posted on 2/22/21 at 8:06 pm to Mariner
Are you the guy with the wife that’s an instaho? I thought y’all were making like 750k a month
Posted on 2/22/21 at 8:25 pm to el Gaucho
The AMX Platinum from Schwab. Roll points over to your trading account.
Posted on 2/22/21 at 8:42 pm to el Gaucho
We are getting there!
Far from an instanho. Likely a reason for her success.
Far from an instanho. Likely a reason for her success.
Posted on 2/22/21 at 8:46 pm to Mariner
Is nerd wallet a good resource or no?
Posted on 2/22/21 at 8:47 pm to Mariner
Amex Platinum has a good promotion to rack up a good amount of points
Posted on 2/22/21 at 8:48 pm to High C
quote:
Is nerd wallet a good resource or no?
Yes, but they don't always have the best offers available through particular cards. They are good for finding the right card for your needs
Posted on 2/22/21 at 8:54 pm to WM_Tiger
I have over 120,000 points with Citi already. The hotels and restaurants 3x and 5x points have been amazing.
This post was edited on 2/22/21 at 8:55 pm
Posted on 2/22/21 at 9:12 pm to Mariner
quote:
am thinking that an Amex gold or Platinum will be the next card
Have both. Depends on your lifestyle.
Posted on 2/22/21 at 9:40 pm to DiamondDog
Yeah, I've been killing it on the AMEX promotions lately with the Gold, Plat, and Biz cash. I also have the CSR and Ink+ to go along with a few other Chase cards. Racking up points and will fire like a rocket. Some folks like cash back and that's a good way to go. Like you said, depends on your lifestyle.
Posted on 2/22/21 at 10:26 pm to AncientTiger
That will take some research but generally Citi offers 2% back on all purchases and chase unlimited does 1.5% but has other categories that pay between 3-5% like groceries. You can also use the reward points and get a better bang for your reward on travel through their program. I personally prefer chase but it really depends on what your greatest charges are.
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