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Message
Looking for help on insurance
Posted on 2/10/21 at 10:23 pm
Posted on 2/10/21 at 10:23 pm
just got my renewal notice with state farm. Home policy jumping from 2k to 2600 because of cost to rebuild is 280k On a home valued at 220k.
Im north of I-12 in Covington city limits.
Who should I be getting quotes from?
I'd prefer to move auto as well.
Thanks in advance!
Im north of I-12 in Covington city limits.
Who should I be getting quotes from?
I'd prefer to move auto as well.
Thanks in advance!
9
Posted on 2/11/21 at 3:04 am to wolftiger
Try Farm Bureau. I’ve had a good experience there, including price, after bundling our home and auto. Also, customer service has been very helpful the one time we made a claim when my wife hit a deer a year ago.
Posted on 2/11/21 at 7:43 am to wolftiger
I 2nd Farm Bureau of Louisiana. I have auto/home with them. I have shopped around multiple times and they have not been beat in 15+ years.
Posted on 2/11/21 at 10:04 am to wolftiger
I believe homeowner rates have gone up across the board in LA this year. You may be able to find a lower rate, but it won't be the same as last year's renewal.
Posted on 2/11/21 at 11:15 am to wolftiger
Don't confuse your cost to rebuild with your market value.
Just about all of south Louisiana sucks for homeowners insurance options. $2600 for a $280k policy is not terrible, considering the competition. Definitely shop around with an independent agent and stay away from State Farm, Allstate, Liberty Mutual. Also stay away from Demotech-rated companies.
Just about all of south Louisiana sucks for homeowners insurance options. $2600 for a $280k policy is not terrible, considering the competition. Definitely shop around with an independent agent and stay away from State Farm, Allstate, Liberty Mutual. Also stay away from Demotech-rated companies.
Posted on 2/11/21 at 12:29 pm to wolftiger
Find a goosehead rep... their algorithms shop companies for you to find cheapest option
Posted on 2/11/21 at 4:14 pm to TDsngumbo
quote:
stay away from Demotech-rated companies.
Where do I find out a company is Demotech-rated?
Thanks.
Posted on 2/11/21 at 5:33 pm to wolftiger
Just finished a new build.
$440k for $1200ish
504-340-0366
$440k for $1200ish
504-340-0366
Posted on 2/11/21 at 5:45 pm to wolftiger
Lemonade. Look them up. They wildly overestimated the cost to rebuild my home and still beat the next best estimate by a few hundred dollars.
Posted on 2/11/21 at 6:19 pm to StreamsOfWhiskey
Lemonade and QuickInsured should be your first two calls.
Posted on 2/11/21 at 6:38 pm to wolftiger
Can you get USAA somehow?
If so do it.
If so do it.
Posted on 2/11/21 at 6:39 pm to wolftiger
Go through a broker, they don't make money unless they can find you a better deal, commission comes from the carrier.
Most can quote 10-15 different carriers and tell you which one is best
Most can quote 10-15 different carriers and tell you which one is best
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