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Inflation predictions and ibonds

Posted on 5/19/26 at 8:33 am
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
36224 posts
Posted on 5/19/26 at 8:33 am
In ‘22 this board was all in on ibonds as inflation rose and the return was around 8-9%. That was with a 0.0% fixed rate.

Reading that inflation is predicted to rise to between 4 and 5% over the rest of the year.

CNBC says 6%
Peterson Institute says above 4%
Federal Planning Bureau says 4.56% in Q4.
Polymarket bets between 4.5-5.0%

Current fixed rate is 0.9%. That’s down from 1.3% and 1.2% in 2024-25.

So with the fixed rate decreasing and inflation outlook on the rise, is it time to get back into ibonds? Or do we think the fed will raise rates and t-bills and CDs are a safe money haven?
Posted by TheBoo
South to Louisiana
Member since Aug 2012
5520 posts
Posted on 5/19/26 at 10:06 am to
Current rate is 4.26% including the .9% fixed rate. It will likely trend up for a period of time.
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