re: If I quit or get let go from Federal job

You have no idea what you are talking about. Federal employees, broadly speaking, get a combo of social security, small pension and a 457(b) deferred comp type plan.

They can retire at 57 with 10 years, but they take a greatly reduced amount on the pension if they retire before age 62 and without 30 years of service. And they won’t qualify for S.S. At that age either.

Just admit you hate state and federal employees, the majority of whom are normal people who work hard and try to feed their families on a fixed/capped wage, and call it a day.

Anyone notice he basically bugged out of here after his bullshite was posted? He has 50+ posts since his last one in this thread.

Clown showed his arse and then ran away when he got called out on it...

Anyway, back to the OP's topic...based on some of the numbers posted in this thread, you'd probably be better off stashing the would-be premium payments in a savings account.

Maybe the Canadians are on to something with universal healthcare...

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My small group plan for 4 people is pushing 24k a year.

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Holy shite, that's ridiculous.

So that's all there is left to do? There's no other options but to pay thousands upon thousands for a healthcare plan? My gosh where did this country go wrong

I understand that.

My point is, I don't pay anywhere near $24k a year between premiums and what I actually have to pay, so if the choice was $24k in premiums and having to pay in cash, unless the cash route would somehow cost me more than $24k, I'm going that route.

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I feel like if I just took that $24k, and stuck it in a savings account, I'd come out better than paying for the health insurance.

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of course you would…. Until you got that cancer diagnoses or that catastrophic injury/accident…or that long term hospitalization and rehab…then you are hundreds of thousands in debt and making decisions about your health care and quality of life based on medical charges

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I was quoted $42k annual premium for a high deductible plan for my wife and myself.

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I don’t believe that for one minute. Give us specific coverage and age details.

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If you’re so hung up on a shot that over 200,000,000 people in the US have taken that you would rather pay almost $40K a year instead of taking it, then you get what you deserve. That is one expensive line in the sand. It’s a shame that you’ve believed all the lies about the vaccine.

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A shot that A) is ineffective at preventing the main thing it is supposed to do and B) could have severe side effects that are still being studied at the moment.

It’s my decision and don’t think I take it lightly. I’ve done everything the workplace has asked me to do from the start but this is crossing the line. As much as you don’t want to admit it, people are dying from the vaccine. I’d rather be alive and providing for my family than dead and definitely unable.

It should be a choice and that’s the end of it.

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It should be a choice and that’s the end of it.

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You’ve made your choice then. Pay the $40K (or whatever the amount) in insurance premiums annually. I respect your decision and this is the “con” side of that reality.