- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
How should I allocate my 401k? It's with Fidelity and the options are not great.
Posted on 7/3/23 at 9:39 am
Posted on 7/3/23 at 9:39 am
My 401k is pretty stagnant and I'm thinking I don't have the right mix of asset allocation, but my options aren't great.
Currently I'm in:
Fid Contra Pool CL 2
NT S&P 500 IDX NL 4
MFS MID CP GROWTH CT
NT EXT MKT IDX NL 4
TRP RETIRE 2045 J
The majority of my current 401k balance is in the Fid Contra Pool and the TRP Retire 2045 funds.
The other options available to me are:
JPM EQUITY INCOME R6(OIEJX)
AM CENT MD CP VAL R6(AMDVX)
NT EXT MKT IDX NL 4
LOOMIS SM CP GRTH N(LSSNX)
VICTORY S SM CP OPP
FID INTL DSCVRY POOL
NT ACWI EX US IMI 4
Several bonds:
MIP II CL 3
BLKRK TOT RETURN K(MPHQX)
NT AGGR BD IDX NL 4
And a bunch of those TRP target year funds.
Should I change my current investment mix? What percentages should I be allocating to each? This stuff is very confusing to me and I'm not making a huge salary, so I want to get good advice and I trust the money board
Currently I'm in:
Fid Contra Pool CL 2
NT S&P 500 IDX NL 4
MFS MID CP GROWTH CT
NT EXT MKT IDX NL 4
TRP RETIRE 2045 J
The majority of my current 401k balance is in the Fid Contra Pool and the TRP Retire 2045 funds.
The other options available to me are:
JPM EQUITY INCOME R6(OIEJX)
AM CENT MD CP VAL R6(AMDVX)
NT EXT MKT IDX NL 4
LOOMIS SM CP GRTH N(LSSNX)
VICTORY S SM CP OPP
FID INTL DSCVRY POOL
NT ACWI EX US IMI 4
Several bonds:
MIP II CL 3
BLKRK TOT RETURN K(MPHQX)
NT AGGR BD IDX NL 4
And a bunch of those TRP target year funds.
Should I change my current investment mix? What percentages should I be allocating to each? This stuff is very confusing to me and I'm not making a huge salary, so I want to get good advice and I trust the money board
6
Posted on 7/3/23 at 10:11 am to SirSaintly
FID INTL DSCVRY POOL has been pretty good to me in my 401k....about 10.7% of my total
Sorry not familiar with the rest of them, but seems like an odd mix for sure.
Sorry not familiar with the rest of them, but seems like an odd mix for sure.
Posted on 7/3/23 at 4:26 pm to SirSaintly
My Fidelity 401K is in a Vanguard Target Retirement Fund. Its up 12% in the last 12 months.
Posted on 7/3/23 at 9:28 pm to Ping Pong
I wish we had a decent target year fund, but my choices are what I listed
Posted on 7/3/23 at 9:34 pm to Ping Pong
The S&P 500 is up 16% in the last 12 months. The dow up about 11%.
Posted on 7/3/23 at 9:39 pm to SirSaintly
What do you mean not great options? You got all you need. Put 100% in the 500 fund and call it a day.
Posted on 7/4/23 at 7:26 am to SirSaintly
Northern Stock Index NOSIX
Nice fund, low fee .05%. Pays a 1.54% yield. Up 18.37% for the last year. Averaged 10.84% over 15 years (12.69% over 10 years). Sweet!
Nice fund, low fee .05%. Pays a 1.54% yield. Up 18.37% for the last year. Averaged 10.84% over 15 years (12.69% over 10 years). Sweet!
Posted on 7/4/23 at 7:51 am to SirSaintly
Contra and/or 500, set it and forget it.
I personally don't like target date funds because they're too conservative for my tastes, and usually have higher fees. I also hate bond funds for long term (10 years or more) investing, and any TDF will always allocate an ever increasing % to a bond fund of some type.
I personally don't like target date funds because they're too conservative for my tastes, and usually have higher fees. I also hate bond funds for long term (10 years or more) investing, and any TDF will always allocate an ever increasing % to a bond fund of some type.
Posted on 11/28/23 at 7:08 am to SirSaintly
Looks like this question has already been answered to some degree but I'd like to get opinions.
I'm 54. For 10+ years, roughly 80% of my Fidelity 401k has been in Fid Contra Pool, which is performing well. The other funds in my portfolio are not growing as I'd like, and I feel it's time to redistribute.
I'm thinking I'll keep a majority in Contra, and move the rest into another growth fund or two. MainStay Winslow Large Cap Growth (MLRSX) is performing very well recently and over 12% lifetime. Mostly tech & healthcare stocks. The Fidelity 500 Index fund looks like a steady investment, 10%-11% yoy.
Should I diversify more than I am considering (three funds)? I don't know enough about these funds to know, for example, what are Contra's risks?
Would 60% Contra /20% Fid 500 IDX /20% MLRSX be a good allocation for someone my age?
I'm 54. For 10+ years, roughly 80% of my Fidelity 401k has been in Fid Contra Pool, which is performing well. The other funds in my portfolio are not growing as I'd like, and I feel it's time to redistribute.
I'm thinking I'll keep a majority in Contra, and move the rest into another growth fund or two. MainStay Winslow Large Cap Growth (MLRSX) is performing very well recently and over 12% lifetime. Mostly tech & healthcare stocks. The Fidelity 500 Index fund looks like a steady investment, 10%-11% yoy.
Should I diversify more than I am considering (three funds)? I don't know enough about these funds to know, for example, what are Contra's risks?
Would 60% Contra /20% Fid 500 IDX /20% MLRSX be a good allocation for someone my age?
Posted on 11/28/23 at 12:17 pm to Naked Bootleg
Can you invest in the Nasdaq-100 index? It looks like it beats the pants off of Fidelity's Contra. It's cheaper to own as well.
Posted on 11/29/23 at 2:56 pm to Ping Pong
quote:
My Fidelity 401K is in a Vanguard Target Retirement Fund. Its up 12% in the last 12 months.
Which target fund if you don’t mind me asking?
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News