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Started By
Message
You think $700-$800 is absurd?
2
Posted on 5/3/23 at 11:34 am to Chad504boy
For flood zone X yes
Posted on 5/3/23 at 1:13 pm to MrJimBeam
quote:
For flood zone X yes
flood zone x really doesn't mean shite. Half the DSLD developments changed flood zones politically after purchase.
Posted on 5/3/23 at 1:43 pm to Tiger Prawn
quote:
If you look at your current declarations page, the "full risk rate" should be on there. In the section where they have premium, fees, etc all itemized.
I never realized that either until you just brought it up. I built my house 10 years ago and my neighborhood is flood zone AE. I started paying around $450 per year and it went up every year since. 2 years ago I was paying $840. Then the new risk 2.0 stuff came about. Last year my premium dropped to $401. Everything remained the same. Even though my neighborhood is in flood zone AE we did not flood in 2016. We were an island but got lucky. Water came within a foot of getting in all the houses. I’m assuming since we didn’t flood that’s why our premiums went down so much. My full risk premium is $279.
Posted on 5/3/23 at 2:24 pm to Tiger Prawn
My full Risk Premium says: $744.00 but my renewal is for $800 this year. Annual increase cap discount says $221.
No matter how I try I can't make any of these numbers equal $800 even.
No matter how I try I can't make any of these numbers equal $800 even.
Posted on 5/3/23 at 2:39 pm to KLSU
Premium doesn’t include various flood fees
Posted on 5/3/23 at 2:47 pm to Chad504boy
quote:
You think $700-$800 is absurd?
No, I think that is normal. Try $2,500
Posted on 5/3/23 at 3:03 pm to indytiger
Built a new house this past year, the parish made us build the slab up higher than any other house in the subdivision. Not in a flood zone, area has never flooded. Got my elevation certificate in January and was still quoted $4,500 a year for flood.
I would hate to see if I was actually in a flood zone.
I would hate to see if I was actually in a flood zone.
Posted on 5/3/23 at 3:25 pm to RougeDawg
you wouldn't be at 2500 yet if you were always carrying it.
Posted on 5/3/23 at 5:28 pm to Chad504boy
Built new house in "X"
Posted on 5/3/23 at 7:18 pm to RougeDawg
Sounds like it’s high risk of flooding then. Private flood may be cheaper
Posted on 5/4/23 at 7:00 am to KLSU
Premium + reserve fund assessment + HFIAA and federal policy fee = grand total
The reserve fund assessment is around 15-18%
That $744 full risk premium is going to be closer to $950 after reserve fund, HFIAA and policy fees get added in
The reserve fund assessment is around 15-18%
That $744 full risk premium is going to be closer to $950 after reserve fund, HFIAA and policy fees get added in
Posted on 5/4/23 at 9:31 am to slackster
Louisiana is in the Top 5 states for outward migration proportionately to its population. We are with New York, California, Illinois, and Massachusetts. So yes it’s having a significant impact on our population.
Posted on 5/4/23 at 11:04 am to MrLSU
quote:
Louisiana is in the Top 5 states for outward migration proportionately to its population. We are with New York, California, Illinois, and Massachusetts. So yes it’s having a significant impact on our population.
Don't forget DC and Hawaii above Louisiana as well. Weird they all have something in common and it isn't flooding.
Posted on 5/4/23 at 11:25 am to indytiger
Moving to Baton Rouge and letting the blacks have their violence and death wishes and their black corrupt politicians they keep voting for.
Shame cause I grew up in NOLA and enjoyed the fishing east and south of NOLA but Houma can be reached from BR and that marsh is still somewhat intact.
Shame cause I grew up in NOLA and enjoyed the fishing east and south of NOLA but Houma can be reached from BR and that marsh is still somewhat intact.
Posted on 5/4/23 at 11:30 am to bod312
Percentage of population outward migration we now surpass Hawaii and DC.
Posted on 5/4/23 at 1:56 pm to meeple
Just looked at mine as well. Interesting that last year my full risk premium was $1538 but on my latest bill it's $1406
Posted on 5/4/23 at 2:11 pm to LSUvet72
quote:
Moving to Baton Rouge and letting the blacks have their violence and death wishes and their black corrupt politicians they keep voting for.
Shame cause I grew up in NOLA and enjoyed the fishing east and south of NOLA but Houma can be reached from BR and that marsh is still somewhat intact.
Is there a different Baton Rouge that I don't know about? This doesn't seem like much of an upgrade.
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