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re: Credit Card Rewards and Points Discussion
Posted on 4/17/17 at 10:16 am to fatboydave
Posted on 4/17/17 at 10:16 am to fatboydave
Finally got approved for my first card. Capital One Quicksilver with $2000 limit. 3rd time was a charm lmao
Posted on 4/20/17 at 8:31 pm to Carson123987
Us bank just announced a new premium card.
Posted on 4/20/17 at 9:08 pm to Carson123987
Welcome to the club. You'll be getting the big boy cards in no time.
FlyerTalk is a great resource/forum.
FlyerTalk is a great resource/forum.
Posted on 4/21/17 at 10:27 pm to cmlsu
quote:
Always worth trying.
Just saw I got downvotes for saying "ask for retention offer" haha
Posted on 4/22/17 at 9:45 am to thomass
quote:
Us bank just announced a new premium card.
Looks like you will need a US Bank customer to be approved..
$400 annual fee is an effective $75 after the $325 annual travel credit. The 3x points on mobile wallet purchases is intriguing..
Posted on 4/22/17 at 1:05 pm to PhiTiger1764
quote:
The 3x points on mobile wallet purchases is intriguing..
I had the same thought. I'd love to see Chase follow suit with the Reserve.
Posted on 4/22/17 at 8:28 pm to Joshjrn
Successful Plastiq report:
As an alternative to meeting minimums outside of pure Manufactured Spending, I used Plastiq to pay my auto loan and it worked.
1) Payment scheduled on 12 April
2) Payment processed by Chase auto about ten days later.
Next month I think I'll pay extra. $300 pymt is $307.5 after fee. So 2.5% fee.
As an alternative to meeting minimums outside of pure Manufactured Spending, I used Plastiq to pay my auto loan and it worked.
1) Payment scheduled on 12 April
2) Payment processed by Chase auto about ten days later.
Next month I think I'll pay extra. $300 pymt is $307.5 after fee. So 2.5% fee.
Posted on 4/22/17 at 9:35 pm to bayoubengals88
What cc did you use? I periodically use the Citi att for 3x online payments.
Posted on 4/22/17 at 9:53 pm to cmlsu
Barclays Arrival plus
It's 2% on everything (I realize I'm losing money with the fees, but It's worth it if you'd like to reach a 3 or 4k minimum).
It's 3% on all online payments?
It's 2% on everything (I realize I'm losing money with the fees, but It's worth it if you'd like to reach a 3 or 4k minimum).
It's 3% on all online payments?
This post was edited on 4/23/17 at 10:00 am
Posted on 4/23/17 at 2:58 pm to bayoubengals88
quote:
Successful Plastiq report:
At this rate I'm going to be about a little short for the 5k in 90 days for CSR. Should I just venmo my buddy whatever I need left and just have him cut me a check back?
Posted on 4/23/17 at 3:03 pm to Lazy But Talented
Not a terrible plan. $500 would cost 15 bucks of venmo fees essentially.
What I would personally do is buy gift cards off of Cardpool.
What I would personally do is buy gift cards off of Cardpool.
Posted on 4/23/17 at 3:28 pm to Lazy But Talented
quote:I thought it was just 4k spending in three months?
At this rate I'm going to be about a little short for the 5k in 90 days for CSR. Should I just venmo my buddy whatever I need left and just have him cut me a check back?
At any rate, Yes, Venmo should be fine for that. I like to make the amounts on the transactions a little bit different, but I'm just paranoid.
Posted on 4/23/17 at 7:34 pm to bayoubengals88
I was going to do it all at once? Is there a max that venmo allows?
Posted on 4/23/17 at 7:50 pm to Lazy But Talented
I'm not sure. How much are you talking about? 
Posted on 4/23/17 at 8:10 pm to Lazy But Talented
That shouldn't be a problem.
Posted on 4/24/17 at 12:36 pm to bayoubengals88
Now you've got me questioning if it's $4k or $5k in 90 days.
I could've sworn it was $5k, but the current sign up bonus is $4k...wonder if it changed when it switched from $1,500 in rewards to $750?
I could've sworn it was $5k, but the current sign up bonus is $4k...wonder if it changed when it switched from $1,500 in rewards to $750?
Posted on 4/24/17 at 12:41 pm to Lazy But Talented
No, it has always been 4k. I think amex had 5k required spend for higher end cards.
Posted on 4/24/17 at 2:30 pm to PhiTiger1764
Thanks for clarifying guys 
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