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re: Credit Card Rewards and Points Discussion

Posted on 4/17/17 at 10:16 am to
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
68033 posts
Posted on 4/17/17 at 10:16 am to
Finally got approved for my first card. Capital One Quicksilver with $2000 limit. 3rd time was a charm lmao
Posted by thomass
Member since Jan 2014
3526 posts
Posted on 4/20/17 at 8:31 pm to
Us bank just announced a new premium card.
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 4/20/17 at 9:08 pm to
Welcome to the club. You'll be getting the big boy cards in no time.

FlyerTalk is a great resource/forum.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 4/21/17 at 10:27 pm to
quote:

Always worth trying.


Just saw I got downvotes for saying "ask for retention offer" haha
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14582 posts
Posted on 4/22/17 at 9:45 am to
quote:

Us bank just announced a new premium card.

Looks like you will need a US Bank customer to be approved..

$400 annual fee is an effective $75 after the $325 annual travel credit. The 3x points on mobile wallet purchases is intriguing..
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32831 posts
Posted on 4/22/17 at 1:05 pm to
quote:

The 3x points on mobile wallet purchases is intriguing..


I had the same thought. I'd love to see Chase follow suit with the Reserve.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 4/22/17 at 8:28 pm to
Successful Plastiq report:

As an alternative to meeting minimums outside of pure Manufactured Spending, I used Plastiq to pay my auto loan and it worked.
1) Payment scheduled on 12 April
2) Payment processed by Chase auto about ten days later.

Next month I think I'll pay extra. $300 pymt is $307.5 after fee. So 2.5% fee.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 4/22/17 at 9:35 pm to
What cc did you use? I periodically use the Citi att for 3x online payments.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 4/22/17 at 9:53 pm to
Barclays Arrival plus
It's 2% on everything (I realize I'm losing money with the fees, but It's worth it if you'd like to reach a 3 or 4k minimum).

It's 3% on all online payments?
This post was edited on 4/23/17 at 10:00 am
Posted by Lazy But Talented
Member since Aug 2011
15067 posts
Posted on 4/23/17 at 2:58 pm to
quote:

Successful Plastiq report:



At this rate I'm going to be about a little short for the 5k in 90 days for CSR. Should I just venmo my buddy whatever I need left and just have him cut me a check back?
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26745 posts
Posted on 4/23/17 at 3:03 pm to
Not a terrible plan. $500 would cost 15 bucks of venmo fees essentially.

What I would personally do is buy gift cards off of Cardpool.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 4/23/17 at 3:28 pm to
quote:

At this rate I'm going to be about a little short for the 5k in 90 days for CSR. Should I just venmo my buddy whatever I need left and just have him cut me a check back?

I thought it was just 4k spending in three months?
At any rate, Yes, Venmo should be fine for that. I like to make the amounts on the transactions a little bit different, but I'm just paranoid.
Posted by Lazy But Talented
Member since Aug 2011
15067 posts
Posted on 4/23/17 at 7:34 pm to
I was going to do it all at once? Is there a max that venmo allows?
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 4/23/17 at 7:50 pm to
I'm not sure. How much are you talking about?
Posted by Lazy But Talented
Member since Aug 2011
15067 posts
Posted on 4/23/17 at 7:57 pm to
Probably a grand
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 4/23/17 at 8:10 pm to
That shouldn't be a problem.
Posted by Lazy But Talented
Member since Aug 2011
15067 posts
Posted on 4/24/17 at 12:36 pm to
Now you've got me questioning if it's $4k or $5k in 90 days.

I could've sworn it was $5k, but the current sign up bonus is $4k...wonder if it changed when it switched from $1,500 in rewards to $750?
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26745 posts
Posted on 4/24/17 at 12:41 pm to
No, it has always been 4k. I think amex had 5k required spend for higher end cards.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14582 posts
Posted on 4/24/17 at 1:54 pm to
Chase CSR is $4k
Posted by Lazy But Talented
Member since Aug 2011
15067 posts
Posted on 4/24/17 at 2:30 pm to
Thanks for clarifying guys
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