re: Credit Card Rewards and Points Discussion

I didn't get any emails from them. Just got the 10K miles a couple weeks ago. I've had both VX and AS accounts for a while now.

Tbh I have no idea how long. I don't suspect it being too long though

Yes, that may be the best way to go. You are 25K TYP short of doing the RT in AA biz DFW-HKG.

You could use 50K TYP to do one way in AA biz (62.5K in F) through Etihad, and buy an economy ticket back with the remaining points.

Same ticket in Economy is 32.5K one way on AA flights. Also remember - booking through portal will yield EQMs and RDMs. So factor that in.

Thanks Amerikop.

I'm also thinking about going to Europe (specifically Italy or Croatia) instead if I don't pull the trigger on Hong Kong. Same dates etc.. any good advice on using my 75k thank you points to get to Europe?

Also, 6 months later I got 40,000 UR points from referrals

About fricking time

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Also, 6 months later I got 40,000 UR points from referrals

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Wow that's awesome. Like a tax refund.

With Delta, really the best way is to wait for one of their award sales to Europe. They don't publish an award chart so technically there is no answer to what the best way of using DL points is at this point.

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I'm also thinking about going to Europe (specifically Italy or Croatia) instead if I don't pull the trigger on Hong Kong. Same dates etc.. any good advice on using my 75k thank you points to get to Europe?

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Again, the "best" way is to wait for Flying Blue promo awards to Europe. This way you can get a RT to Europe for 25K Flying Blue (transferred from TYP). Just google "Flying blue promo awards" to see what is listed for the month. This is updated on the 1st of every month. Even where there are no promo awards going on, 50K RT to Europe isn't terrible. Look for DL award space to get the lowest fuel surcharges.

Once more, it is the same price as HKG to go to Europe on AA marked flights through Etihad. Problem is, AA does not go too far east. So you'll be limited there.

Interested in everyone's opinion on this:

Have 4 chase cards (Freedom, IHG, Marriott, SW Visa). SW was opened 5 years ago, the rest anywhere from 3-4 years ago with the most recent being IHG in summer of 2014.

I applied in-branch for CSR to get the 100K bonus. I was declined and then talked to some one on the phone in the branch from Chase who said my credit limit with Chase (5 total cards if I got the CSR) would be too high. I asked if I could call reconsideration line, and they said that's who you are talking to.

Anyone ever had this happen? Should I try and call again? I am by no means an OT baller, but I'm not poor. First time I've ever been declined a card. My FICO score, from the free thing on Discover, is in the high 700s

I've read that Chase extends credit (combined between all cards) up to around 50% of your stated gross income. You should be able to call Chase and ask them to lower the credit limits on your current cards and then call recon for the CSR.

Although, I am surprised they did not present you with that option when you spoke with them. I would give it a shot. It's worth it.

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CSR is a Visa infinite which requires a min limit of $10k. The Marriot is a Visa signature which requires a min of $5k.

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They explained to me about the 10K. I wasn't aware Mariot was 5K min.

I asked if it would help if I got rid of a card and they said no. So something seemed fishy

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does anyone know if i can use chase UR points to book airfare on condor airlines?

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Somebody help this man. Though I do not think it is possible via transfer, as they aren't a part of Lufthansa anymore, though booking with points as cash will.

In other news, my wife's Reserve got pushed through last night. Had to make the post denial call. Very excited I should be nicer to my wife keeping me from applying as often as I wanted the last few years with her credit.

Now, I have to debate which card I'm going to keep at premium level, my Bold or her Reserve. I guess we'll see if Reserve's benefits outweigh the $55 difference / when they nerf this baby.