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Posted on 1/3/17 at 4:19 pm to LSU6262
quote:Just saw this on my account. Damn. That's $1500 toward travel...
Sapphire reserve dropping 100k bonus to 50k for online apps Jan 12
Should I risk paying my auto and mortgage on Plastiq to meet this spending requirement?
What if go to my Chase branch in March. You think they'll give me the 100k?
EDIT: Considering using Predictit to reach spending requirements for CSR. Problem is, the site charges 5% on everything you take out. That means I'd actually have to win some money in a market where there's not much movement outside of election season. It's a damn shame Loyal3 no longer accepts credit card purchases!
This post was edited on 1/3/17 at 4:25 pm
Posted on 1/3/17 at 4:27 pm to PhiTiger1764
quote:
Do you ever worry about SARs or banks shutting down your accounts?
No. I am confident I am doing nothing wrong and can prove that with the records I maintain. Also, I use throwaway accounts for depositing MOs. Basically, I don't care if they shut me down. It's sweeter if I can get a bonus to open the account too. Never shite where you eat. So I keep my Chase bank account and my main checking/savings account separate from all this activity. As long as I am good with Chase, life is good
quote:
Should I risk paying my auto and mortgage on Plastiq to meet this spending requirement?
Yes. Plus, necessity is the mother of invention (or in this case, courage). Maybe you'll be driven to try out MS if all other avenues are shut
Thank me when you are sipping your wine in Italy 
Plus you could just venmo your wife $5k over a few weeks from your couch and call it a day. At 3% it is not much worse than Plastiq.
This post was edited on 1/3/17 at 4:32 pm
Posted on 1/3/17 at 4:51 pm to AmeriKop45
Chianti sounds delicious 
Posted on 1/3/17 at 7:23 pm to LSU6262
quote:
Sapphire reserve dropping 100k bonus to 50k for online apps Jan 12
I have until May before I get to 4/24. I'm sitting at exactly 5/24 now. Does the "online apps" sentence mean they'll still do 100k in branch? There are no Chase branches in Hawaii.
I wonder if I should try to get the card in the next week...I'd hate to get declined though..
Posted on 1/3/17 at 7:49 pm to Sho Nuff
That $300 million hit last quarter was a sign that 100k bonus was going to go away.
But 50k is weak compared to other bonuses!
But 50k is weak compared to other bonuses!
Posted on 1/3/17 at 8:03 pm to Sho Nuff
I'm going to go to my branch tomorrow with questions about the CSR. I'm at one credit card within ~36 months
Posted on 1/3/17 at 8:19 pm to Sho Nuff
quote:
There are no Chase branches in Hawaii.
May be fly in just to get that app in. You'll still come out 25K ahead
Posted on 1/3/17 at 11:51 pm to Sho Nuff
quote:
I have until May before I get to 4/24. I'm sitting at exactly 5/24 now. Does the "online apps" sentence mean they'll still do 100k in branch? There are no Chase branches in Hawaii. I wonder if I should try to get the card in the next week...I'd hate to get declined though..
NYTimes
quote:
Now the bank is cutting the bonus in half. Jan. 12 will be the last day that people can earn it by applying for the card online, though people who apply at a bank branch will still be able to get the bonus until March 12.
You can always apply, and if you get declined call the reconsideration hotline.
Posted on 1/4/17 at 12:15 am to AmeriKop45
Regarding Venmo: Is it THIS easy?
1. Send someone $300
2. Someone then quickpays you the $300
3. Pay credit card bill through Chase checking
4. Gain 600 miles (with 2% Arrival Plus), Lose $9 in fees (3%) Come out -$3 but Manufacturing your way toward substantial Bonus...
Sounds ok to me...what's the catch?
1. Send someone $300
2. Someone then quickpays you the $300
3. Pay credit card bill through Chase checking
4. Gain 600 miles (with 2% Arrival Plus), Lose $9 in fees (3%) Come out -$3 but Manufacturing your way toward substantial Bonus...
Sounds ok to me...what's the catch?
Posted on 1/4/17 at 2:31 am to AmeriKop45
quote:
May be fly in just to get that app in. You'll still come out 25K ahead
Any ideas on getting to SEA from HNL? I checked with BA and Korean and neither have avail. I can get it for 60k AS rt, but that's ridiculously high. Flights are about $650 each and that's what I've been seeing for a month. Hawaiian releases $400 rt fares but this will be in June so the summer prices creep in. I want to get something booked soon. Doing an Alaskan cruise and visiting Seattle for the first time. Speaking of the cruise any good ways to go about that earn or use miles?
Posted on 1/4/17 at 2:35 am to TigerDeBaiter
quote:
You can always apply, and if you get declined call the reconsideration hotline.
Yeah, it's what I'm thinking. I think it's ridiculous to have that 5/24 but it doesn't seem they will give it to me on an online app so I will have to call recon and do some selling I guess. I had 2 Chase cards I cancelled last year and opened up a lot of limit as those gave me nearly $50k CL so hopefully I can use that to tell them I want this card. I have the Ink so I can pitch it as my biz and personal cards for now on. Sounds great but I'm not sure it'll work
Posted on 1/4/17 at 7:23 am to Sho Nuff
I'm in the same boat with the ink preferred. I think that is 6 for me in the last 2 years, but one was the ink plus. I applied and didn't get an immediate approval. I plan to call in a few days and plead my case. 80k UR is too attractive to pass up.
80k UR is too attractive to pass up.Posted on 1/4/17 at 7:45 am to Sho Nuff
AS is also a Korean partner so you can use the same 25k rt. So looks like skyteam and ow don't have availability. Check star on UA. Bookable with 30k ur through sq
Posted on 1/4/17 at 12:39 pm to Sho Nuff
My wife is at 5/24 right now with one of those being an AU card. I got that closed recently so it may not show up on her report in time. What I'll do is apply on Jan 10th, and if it gets denied, wait out the period as long as possible to call recon (30 days). Hopefully by the time she calls the account will be off and she'll be at 4/24 and pushed through.
I, on the other hand, am a lost cause. I suppose I should start churning $400/$500 Barclays/Flexperks cards. Those are useful.
I, on the other hand, am a lost cause. I suppose I should start churning $400/$500 Barclays/Flexperks cards. Those are useful.
This post was edited on 1/4/17 at 12:40 pm
Posted on 1/4/17 at 1:08 pm to Teddy Ruxpin
You can call and argue the AU account off if needed. They can work with that.
Fixed value flexible points has been the center of my attention these days too (spg an exception). For a Y traveler in this climate of low airfares, hard to beat this strategy.
Fixed value flexible points has been the center of my attention these days too (spg an exception). For a Y traveler in this climate of low airfares, hard to beat this strategy.
This post was edited on 1/4/17 at 1:11 pm
Posted on 1/4/17 at 2:01 pm to Teddy Ruxpin
I have had luck getting the sapphire reserve approved via secure message for my wife several months ago when her AU card put her at 5/24. Initial app went pending and I sent a secure message the next day.
Posted on 1/4/17 at 3:18 pm to cmlsu
Ya I had read it isn't a problem if you have just 1. But if I can delay to when its gone its one less thing I have to worry about when doing recon to ensure success.
With this move, I'll probably downgrade my Bold giving me two Ink Cashes (like I need two) and use her Reserve card as the airline program conduit.
With this move, I'll probably downgrade my Bold giving me two Ink Cashes (like I need two
) and use her Reserve card as the airline program conduit.This post was edited on 1/4/17 at 3:20 pm
Posted on 1/4/17 at 3:18 pm to cmlsu
Amerikop and all others,
What's the best sign up offer for this situation?
I have to replace a roof and can put it on credit card (10k).
I would like to hit a spend with this.
I have too many apps for the csr.
I have csp, amex gold, citi prestige, both Southwest, freedom, Barclay's, cap one venture.
Thinking of applying for Ritz or amex platinum. What would you recommend?
What's the best sign up offer for this situation?
I have to replace a roof and can put it on credit card (10k).
I would like to hit a spend with this.
I have too many apps for the csr.
I have csp, amex gold, citi prestige, both Southwest, freedom, Barclay's, cap one venture.
Thinking of applying for Ritz or amex platinum. What would you recommend?
Posted on 1/4/17 at 3:31 pm to GeauxTigers777
AmEx biz plat. 50k for first $5k, another 50k for the next $10k.
You can use points to book revenue flights on your preferred airline @ 2 CPP. If I had a way to meet $15k spend requirement without MS I'd be all over this one.
I caved and jumped on Citi AA with no 24 month language x 2. Couldn't pass up on the easy 100k AA.
You can use points to book revenue flights on your preferred airline @ 2 CPP. If I had a way to meet $15k spend requirement without MS I'd be all over this one.
I caved and jumped on Citi AA with no 24 month language x 2. Couldn't pass up on the easy 100k AA.
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