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re: Credit Card Rewards and Points Discussion

Posted on 12/6/16 at 3:45 pm to
Posted by MikeyFL
Member since Sep 2010
10320 posts
Posted on 12/6/16 at 3:45 pm to
Holy cow. I remember (from the coup thread) that your parents were in Istanbul. Very glad to hear they made it out safe and sound.
Posted by rintintin
Life is Life
Member since Nov 2008
17060 posts
Posted on 12/6/16 at 10:37 pm to
Just booked a flight to Madrid with my new CSR. I needed to use that $300 travel credit before the end of the year, and came upon a flight to Madrid for $362. I couldn't pass it up.

How are flights so cheap right now?
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 12/7/16 at 1:06 am to
quote:

upon a flight to Madrid for $362.

That's 1 way? What time of year and from where?
This post was edited on 12/7/16 at 1:07 am
Posted by rintintin
Life is Life
Member since Nov 2008
17060 posts
Posted on 12/7/16 at 6:28 am to
That's round trip. May 11-31 out of Boston (which I'll use my SW miles to fly to).

My dates were very flexible though, so I was able to search for the best price. Still many options out there though.

I've been seeing cheap flights like that all over the world. If there is ever a time to travel now is it apparently.
This post was edited on 12/7/16 at 6:34 am
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/7/16 at 8:28 am to
Europe flights have been cheap for the better part of 6 months to a year.

There's some good competition on those routes and then add in a couple terrorist attacks in Western Europe and voila!
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
38683 posts
Posted on 12/7/16 at 6:29 pm to
On the CSR, do I need to just charge $4k or pay off $4k?
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/7/16 at 6:51 pm to
Charge $4000

If you pay interest though, you've already turned it into a bad deal though
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
38683 posts
Posted on 12/7/16 at 9:25 pm to
That's why I am asking. I'm looking to plait out with bonuses and such. Thanks for answering.
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
68034 posts
Posted on 12/7/16 at 9:40 pm to
Teddy, here's my deal

-23
-Graduated in May
-Been working since July as an electrical engineering consultant
-Lots of international work, expenses reimbursed
-Want a credit card with points and shite so that I'm getting something off my expenses. Been paying with debit card smh
-Have an AMEX gold premier rewards on my parents' account that I pay off every month. -3 credit reports have me ranging from 722-794

Denied for Amex Blue Cash Preferred and Chase Sapphire Preferred. Both said not enough accounts/not long enough history


What's something I can get for sure to get some credit? Kinda pissed off lol
This post was edited on 12/7/16 at 9:43 pm
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82198 posts
Posted on 12/7/16 at 9:46 pm to
quote:

Been paying with debit card smh
With the amount of traveling you have done, you have probably already missed out on a few free plane tickets worth of rewards


ETA: Chase Freedom is a good beginner card that usually gets approved but Teddy probably knows better ones out there for travel rewards
This post was edited on 12/7/16 at 9:48 pm
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
68034 posts
Posted on 12/7/16 at 9:47 pm to
quote:

With the amount of traveling you have done, you have probably already missed out on a few free plane tickets worth of rewards


Exactly. Need to get this ball rolling
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 12/8/16 at 12:10 am to
Damn, that's nice. I do wish I could fly out easier international but it's a fair trade off.
Posted by rintintin
Life is Life
Member since Nov 2008
17060 posts
Posted on 12/8/16 at 7:24 am to
quote:

Chase Freedom is a good beginner card that usually gets approved 


And you can rack up those 5x's rewards quarterly, so when you do get the CSR or CSP you'll have plenty of points to transfer over and take advantage of.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/8/16 at 8:23 am to
quote:

Chase Sapphire Preferred. Both said not enough accounts/not long enough history


You call their reconsideration line? If you have the income, you may be able to get them to change their mind
Posted by LSUregit
Member since Dec 2013
1693 posts
Posted on 12/8/16 at 9:18 am to
Wait a few months and apply again. If you get approved now, your first statement will close in January and you will not get the 2016 $300 travel credit.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/8/16 at 10:13 am to
I had to break it to some friends that they waited too long to apply for SW business card trying to grab a companion pass. I felt horrible
Posted by LSUregit
Member since Dec 2013
1693 posts
Posted on 12/8/16 at 10:40 am to
Why do you say that? Plenty of time to get companion pass. Still many referral links out there for 50K on all SW cards.
Posted by LSU Delirium
Member since Aug 2013
514 posts
Posted on 12/8/16 at 12:02 pm to
Wife and I are looking to do a 7-8 day trip to Hawaii in mid to late April, will be our first time visiting Hawaii. Looking to do Oahu for Pearl harbor and 1 other island, leaning towards Maui right now (But open to suggestions). We both enjoy hiking, outdoors, snorkeling, etc. but want to spend at least 1 lazy/drunk day on the beach (wedding anniversary trip).

Right now I have 205k SPG points. Wife and I both have our own SPG cards for referral bonus, signup bonus. Last time I had asked here for some advice it was suggested I get Chase Sapphire Preferred and then the Chase Hyatt. One thing to mention is that we live in Houston, so we would really, really like to take the direct United flight there and back.

Looking for advice on:
-Where to go / what to do
-How to best utilize my points
-How to best utilize any sign up bonuses, credit cards, etc to help with the trip
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/8/16 at 2:16 pm to
If you can spend 7 nights on 1 island:

Use Marriott nights and flights. Choose Korean skypass miles. You will need 25K per person rt. Get Marriott points from SPG at 3 marriott from 1 spg. Will cost you about 101K SPG for 7 nights and the flights in Cat 8 marriott. Maui has a ritz too which will cost you 163K for the same.

LINK

If you def wanna do 2 islands:

Transfer 40K spg to korean and fly on delta. Korean allows open jaws so you can fly into HNL and out of OGG.

Use SPG to marriott to stay 5 nights on 1 island (since 5th night is free). Transfer 10K to AA to get the inter island on AA (5k pp)
This post was edited on 12/8/16 at 2:17 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/8/16 at 3:25 pm to
If they are phasing out the old INK card, will I eventually be able to downgrade to the no fee version down the road?

Haven't hit 13 month mark yet
This post was edited on 12/8/16 at 3:26 pm
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