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re: Credit Card Rewards and Points Discussion

Posted on 12/8/16 at 3:37 pm to
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/8/16 at 3:37 pm to
What the heck are you talking about gene. Don't make 2016 any worse
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/8/16 at 11:34 pm to
Ya I think if I was playing the long game I'd start there, wait another few months and grab Reserve.

Since he's traveling often, he'll probably get some value out of any card that grants lounge access or other perks, so something to think about.

Chases rule really slows some things down.

On the flip side, he might travel so much he may not need points much like us plebs
This post was edited on 12/8/16 at 11:36 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/9/16 at 8:09 am to
One can always use more points..
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/9/16 at 8:23 am to
quote:


What the heck are you talking about gene. Don't make 2016 any worse


I thought I read that they just will stop offering the old ink card and move to the new thing out


Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/9/16 at 8:25 am to
quote:


On the flip side, he might travel so much he may not need points much like us plebs


3x Travel + $300 credit is a ton of value for someone who travels

People go on personal vacations too
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/9/16 at 5:17 pm to
So I've found out that upgrading a Hyatt award room with cash can be a super legit deal.

Just bumped up a tier 4 room for $45/nt when booking with points would have been extra 9,000
Posted by StringedInstruments
Member since Oct 2013
20867 posts
Posted on 12/10/16 at 9:11 am to
Should I be switching credit cards every now and then (say once a year or so) to benefit from their sign up offers?

I've been using my bank's card with points (Wells Fargo) and have been happy with it. It's super easy, but I just ran the numbers and I'm only getting 1% cash back on all purchases. I did call the concierge once and booked a flight and hotel to Michigan from Alabama on 34000 points, so I think that was more around 2% "cash back."

My credit score is 809. Wife's is 795. If that matters.
Posted by Lsut81
Member since Jun 2005
84985 posts
Posted on 12/10/16 at 9:17 am to
Looking for my next turn and burn... Any suggestions out there?

Trying to avoid Chase, as I've done SW cards and sapphire reserved in the past 13 months... Going to do the SW thing again next January, so don't wanna even risk the 24 month bullshite.

Did Amex platinum 14 months ago, so that is out.

Whats out there with tons of points for signup? Maybe transferable to UR or Southwest (companion pass so double up on flights)
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/10/16 at 9:18 am to
quote:

One can always use more points


You sound like a heroin addict
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/10/16 at 9:21 am to
quote:

People go on personal vacations too


Sure do, but with some people's work/travel schedules they are earning so much it is difficult to burn them.

As I've read in a few places, these are the people who burn miles the "bad way" for goods or things like SPG moments, because they simply can't burn them fast enough.

Nice problem to have, except for all the traveling required to have that problem
Posted by Lsut81
Member since Jun 2005
84985 posts
Posted on 12/10/16 at 9:40 am to
quote:

Sure do, but with some people's work/travel schedules they are earning so much it is difficult to burn them.


Somewhat my issue... I travel so much for work and keep accumulating along with the bonuses I've earned from signing up for cards, I've got more points than I can use.

Was looking on UR this morning and will likely book a trip to London in the spring since round trip is only 85k points.
Posted by LordoftheManor
Member since Jul 2006
8371 posts
Posted on 12/10/16 at 9:41 am to
quote:

What's something I can get for sure to get some credit? Kinda pissed off lol



I'm a medical student and had no credit; I applied for the AMEX Every Day credit card, got it and used it for a few months. I was then approved for the Capital One Venture Card. No regrets so far.

I needed to build up miles fast for interviews next year, so that would be my suggestion to you.

Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/10/16 at 10:54 am to
quote:


You sound like a heroin addict


Oh it's worse

quote:


I needed to build up miles fast for interviews next year, so that would be my suggestion to you. 


Ah. That's what my gf did this year. Spent under $300 out of pocket for 15ish interviews. Only one was within driving distance
This post was edited on 12/10/16 at 10:57 am
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/10/16 at 11:35 am to
Ya if I was you I'd just go top end biz class redemptions only for international. That's what I do and I don't travel for work, but I get roughly one international trip a year and have little problem getting the amount necessary to do that for 2 people.
Posted by Ellis Dee
G-Lane aka Pakistan
Member since Nov 2013
7066 posts
Posted on 12/10/16 at 8:18 pm to
anybody have any experience with the American Airlines Platinum Select Mastercard? just applied for one and I'm wondering how is it. I've read mixed reviews about it..some people love it, others hate..some people say they don't honor the free checked bag and group 1 boarding, and that the 50k mileage bonus is a sham, others have said the exact opposite.

TIA
This post was edited on 12/10/16 at 8:30 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/11/16 at 3:00 pm to
I've always received priority boarding. Idk about checked luggage because I've literally never checked luggage in over a decade. But I'm 100% certain they'll honor it. If they fail to, call customer service. Should be an easy fix.

And how is 50k Miles a sham? 50k Miles is 50k miles
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 12/11/16 at 3:59 pm to
quote:

some people say they don't honor the free checked bag and group 1 boarding, and that the 50k mileage bonus is a sham


Well, those people are idiots. The only time you don't get a free checked bag (if you used the card to purchase the tickets) is on an international flight coming home. Usually, it's from the Caribbean when you have to pay for the bag.

Again, to get the benefits you have to use the card. If you are booking with miles just use the card to pay for the taxes and fees.
Posted by Teddy Ruxpin
Member since Oct 2006
40851 posts
Posted on 12/11/16 at 4:02 pm to
quote:

And how is 50k Miles a sham? 50k Miles is 50k miles


Maybe that's a reference to their tightwad award space?
Posted by moock blackjack
Member since Apr 2008
113222 posts
Posted on 12/11/16 at 4:31 pm to
(no message)
Posted by Ellis Dee
G-Lane aka Pakistan
Member since Nov 2013
7066 posts
Posted on 12/11/16 at 6:22 pm to
appreciate the info

quote:

Maybe that's a reference to their tightwad award space?


yeah, that's what I meant people are saying it's only to limited destinations and what not
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