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re: Credit Card Rewards and Points Discussion

Posted on 8/25/16 at 3:51 am to
Posted by Sho Nuff
Oahu
Member since Feb 2009
11924 posts
Posted on 8/25/16 at 3:51 am to
quote:

Rumor has it, until sometime in September.



FFFUUUUUUUUUU

I am also looking at properties right now so another reason (besides the 5/24) I didn't run my application, but I really want to get this card and that offer. You think this will be one that the 100k comes around every so often? I don't see me getting approved until next year unless they overlook all the cards I've gotten. Having this card and the Ink+ would be a fearsome two.
Posted by Blue Velvet
Apple butter toast is nice
Member since Nov 2009
20112 posts
Posted on 8/25/16 at 7:34 am to
Instantly approved for the CSR. (was 4/24)
Shut-down when asking for expedited shipping.
I'm going to downgrade the CSP within 60 days of its one year anniversary to avoid the annual fee.
I'm looking at Freedom and Freedom Unlimited for the downgrade and plan to go with the Freedom as of now. What types of charges are you putting on your Freedom?
Already transferred my CSP UR to CSR UR.
Where can I find a list of the 900 lounges available via the Priority Pass?
Do you do any manufactured spending?
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
659 posts
Posted on 8/25/16 at 7:56 am to
quote:

Not only that, Doctor of Credit is linking to his reddit post about some fee BoA was trying to charge him.


I saw that
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 8:30 am to
quote:



Not only that, Doctor of Credit is linking to his reddit post about some fee BoA was trying to charge him.


It really grinds my gears when people point to reddit posts on articles that generate them money.

They should pay royalties for that content
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35575 posts
Posted on 8/25/16 at 8:40 am to
quote:

Where can I find a list of the 900 lounges available via the Priority Pass?


They'll send you a booklet.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 9:12 am to
quote:


I'm going to downgrade the CSP within 60 days of its one year anniversary to avoid the annual fee.


Why not downgrade now? With CSR you aren't missing any benefits of the CSP but the Freedom or FreeU actually have bonuses you don't get from the others
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 8/25/16 at 9:21 am to
quote:

Not only that, Doctor of Credit is linking to his reddit post about some fee BoA was trying to charge him.


Some other people have come up and said that BoFA is trying to charge them the fee too. Yet DoCs post stays up saying it doesn't..
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 8/25/16 at 9:23 am to
quote:

I'm looking at Freedom and Freedom Unlimited for the downgrade and plan to go with the Freedom as of now. What types of charges are you putting on your Freedom?


5x rotating categories only

quote:

Where can I find a list of the 900 lounges available via the Priority Pass?


Wait for the booklet, download the priority pass app or go on their website.

quote:

You think this will be one that the 100k comes around every so often?


I seriously doubt this. 100K is too much. I think it will settle around 50-60K, going up 10K ever so often like the Ink+. Just my opinion. I have no other reasoning or info.
This post was edited on 8/25/16 at 9:25 am
Posted by Blue Velvet
Apple butter toast is nice
Member since Nov 2009
20112 posts
Posted on 8/25/16 at 9:41 am to
quote:

Why not downgrade now?
Dont want to cancel a card. If I do cancel a card, I don't want it to be within the card's first year. For the sake of my credit score, right?
Posted by Odinson
Asgard
Member since Apr 2014
2757 posts
Posted on 8/25/16 at 9:45 am to
I don't think they let you PC a card having it less than a year anyways. They will return the annual fee if you downgrade at month 13 though.
Posted by Blue Velvet
Apple butter toast is nice
Member since Nov 2009
20112 posts
Posted on 8/25/16 at 10:04 am to
Right
quote:

I'm going to downgrade the CSP within 60 days of its one year anniversary to avoid the annual fee
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 11:01 am to
quote:


I don't think they let you PC a card having it less than a year anyways. They will return the annual fee if you downgrade at month 13 though.


Didn't realize this. Nice to know as I want to change my new Ink+ to Inkcash
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 8/25/16 at 11:53 am to
That's correct but it's because of Dodd Frank. They cannot legally change any of the terms and conditions during the first year of the account, even at the request of the card holder.

Has anyone received their CSR card in the mail yet? They told me it would take 2 weeks anything I need to do to activate the priority pass or visa infinite?
Posted by TigerRob20
Baton Rouge
Member since Nov 2008
3732 posts
Posted on 8/25/16 at 3:21 pm to
quote:

Has anyone received their CSR card in the mail yet? They told me it would take 2 weeks anything I need to do to activate the priority pass or visa infinite?


I'd like to know this as well. I was approved yesterday after calling in, and I still dont see it listed in Online Banking.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 8/25/16 at 3:26 pm to
Haha I dont understand why people are so impatient about getting this card? There is a spreadsheet with "datapoints" about whether people were able to get it expedited or not.

I've never seen this kind of mania. But ofcourse I don't understand because I wasn't invited to the party Chase and I used to be best friends.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 3:41 pm to
quote:


Has anyone received their CSR card in the mail yet? They told me it would take 2 weeks


Said up to 2 weeks. Supposedly they started expediting everyone's


I called and got it expedited by a CSR on Monday night. Hoping it comes in today. I need it before a trip next week.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 3:43 pm to
There is a mailer going out for Ink+ that gets you 100,000 points for 5k spend. :woah:

They'll match if you qualify for the mailer
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 3:48 pm to
Secure message to get a match. Supposedly few if any have gotten a match but fingers crossed. I'll probably keep bugging them until I get it
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 8/25/16 at 4:02 pm to
What a time to be under 5/24

Sign up for Ink+, CS(R), then get CSP and Freedom in 30 days. 265K UR just like that. A couple can earn 530K! That is almost my whole UR balance at the moment, earned by someone else in 30 days. This is BS

ETA: Earn all this and do a RTW trip for ~200K miles in First before UA deval
This post was edited on 8/25/16 at 4:09 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 8/25/16 at 4:17 pm to
quote:

Earn all this and do a RTW trip for ~200K miles in First before UA deval

UA first class is 350k on the website . Care to share the wisdom?


I'm still missing 40k referral bonuses for CSP. Really starting to bug me
This post was edited on 8/25/16 at 4:33 pm
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