re: Credit Card Rewards and Points Discussion

Most likely, the ticket number is generally attached to the charge.

Mine was over 800 with more than 4 years of history and was told it could be an issue.

Thanks for the responses. I'll look into Sapphire, Citi Double Cash, & the AMEX

Anyone see the USAA credit card that got revealed?

No fee and 5% cash back on military post & gas spending ($3000 cap). So the commissary (grocery store) and other places all get 5% back


no signup bonus sucks but that is a legit rewards % for a no fee card

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It is the mortgage scoring; it came from the mortgage lender himself.

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I wouldn't open anything new then if you are that close to purchasing.

Nice. It is a solid card but I hate the fact that it comes with absolutely no signup bonus. So I think it is best to just product change to this one instead of burning an HP. If you do the math the 6% back on groceries, 3% on gas and dining and 1% everywhere else plus the sign up bonus of $350 easily makes up for the lost 1% in some spending. That is why I don't suggest the Citi DC to people unless product changing.

Good card none the less.

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It's not an immediate certainty. I've found realtors much more willing to deal with you if you're preapproved, so I figured I'd get it done. I was just approved for Citi Double Cash.

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Just keep in mind that after the preapproval process, you will get questions about adding a new line of credit + inquiries.

You just have to sign a LOX. I would caution adding any more. Multiple new lines of credit are a huge red flag for underwriters from what I understand

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Amex Blue has a $350 signup bonus?

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Yeah. The $350 is easy to get plus another $100 I think as a bonus on utilities. The public offer is for $350 total ($250+$100) but you can use the VPN+Incognito trick to get the higher offer.

You can also emulate coordinates on google chrome by going into developer tools mode by pressing Ctrl+Shift+I > Emulation > Emulate geolocation coordinates. Then use google maps to find coordinates of wherever you want to emulate (Dallas and Atlanta work best IME) and enter those coordinates in.

Clear cookies and history before you do all this. Once you have the window up and coordinates in, then try to click: LINK. Hopefully the 30,000 point offer for the EDP will populate for you. If that happens, then you can go to all the other cards from there and all of them will have the higher sign-up bonus.

So. Aer Lingus is starting to look enticing for European trips. There are no fuel surcharges and Avios can be used for their flights. 12500 Avios in economy from Boston to Dublin. From Dublin I can take a cheap flight to Milan or just use some more Avios.

Iberia also has some interesting options. They do have a fuel surcharge but it's much lower than British Airways in that regard.

Need some advice. In Bora Bora right now. The air conditioning at IC Thalasso has been broken the entire time we are here (entire resort). It honestly has not been that bad as there is a good breeze at night, and we are active during the day. The manager offered to move us for a discounted rate to another hotel, but as I am staying for free, I declined. He stated he would refund all points for nights we stayed with the ac out. So we will be getting back 250,000 points. At first I was still annoyed (once in a lifetime vacation with a damper on it), but it honestly has not been bad.

My question is, Should I get this in writing, or would you take him at his word? He states they will be refunded at time of checkout, will take about 10 business days (I can confirm this is how long it takes when you purchase points).

For your troubles

Yeah. I am not the least bit upset now, but I'm also not going to deny someone from offering me 250,000 points. To be fair, it's billed as a 5 star resort. If I was paying $1200 a night with no ac and the feels like temp is 102, I'd be pissed.