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re: Credit Card Rewards and Points Discussion

Posted on 3/3/16 at 9:55 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 3/3/16 at 9:55 pm to
quote:

Any chance that spg upped it because they know program will be devalued in near future with merger?



Could be. But they are also getting killed lately and losing business all over their CC portfolio so they may be taking measures to keep customers.

Also, think about Barclay's in regards to American. They got to keep servicing their cardholders and amex may be trying to get as many people in as they can similarly or to later turn them on to other products, etc
Posted by Sho Nuff
Oahu
Member since Feb 2009
14014 posts
Posted on 3/3/16 at 10:36 pm to
quote:

35k spg Amex business offer.




I put in an app for the Ink Plus recently so I'm waiting on that one to come through and then I'm getting this bad boy by 3/30. 40,000 SPG after spend is great. Now I just have to spend $10k in 3 months between the 2 cards
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/3/16 at 10:36 pm to
May not be devaluation but it's quite possible that the card may be going away.
AmEx might be trying to offloead their stash of spg points which are all bought at once every year.

I think that may be it most likely. Wouldn't be surprised if their is an even bigger bonus a little later. Am I willing to risk it though in anticipation? Probably not.
This post was edited on 3/3/16 at 10:38 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 3/3/16 at 11:46 pm to
What's Amex's scrutiny on Biz cards? Same as Chase?
Posted by Sho Nuff
Oahu
Member since Feb 2009
14014 posts
Posted on 3/4/16 at 1:11 am to
Not sure but I doubt it's as bad as Chase is on my app for the Ink. I cancelled my SPG a couple months ago but I don't think I'll have a problem getting their biz.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 3/4/16 at 9:14 am to
quote:

I probably have a good 15-18 months left or so to reach the required 22% equity.


How long have you had your house? Once you reach 80% you can request the PMI to be taken off. Save you a good amount of time


quote:

I'm leaning toward Chase Freedom which is 15 months plus a slew of cash back benefits. What are the boards recommendations?


Easily this. Best card out there for combination of rewards + 0% APR intro
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 3/4/16 at 9:59 am to
Another Serve purge by AMEX today...I think they're trying to kill the product.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 10:43 am to
Teddy Ruxpin and LSUAfro - are your serves still alive?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 3/4/16 at 10:43 am to
Yep...they got my other one. Dumb.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 3/4/16 at 10:50 am to
Mine was smothered in its sleep in January.

Looks like there won't be a good reentry point.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 10:53 am to
Eh. I'm looking into other prepaids as a side bet on current activities. My biggest volume is on MOs currently, and that has always been the case.
Any one have any experiences with any other prepaids?
This post was edited on 3/4/16 at 10:54 am
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 3/4/16 at 11:16 am to

quote:

Eh. I'm looking into other prepaids as a side bet on current activities. My biggest volume is on MOs currently, and that has always been the case.
Any one have any experiences with any other prepaids?


My Serve is dead Oh well.

I haven't done anything with my Paypal business debit card in awhile so there's that. Might brush up on it again and give it a shot but I know how crazy Paypal can be so not sure its worth the trouble.
Posted by txtiger79
Member since Oct 2007
1017 posts
Posted on 3/4/16 at 11:30 am to
Anyone know if Amex matches promotional offers to current? Signed up for SPG when it was 25k last month. Haven't hit the spend yet. Will they match it to 35k offer like chase usually does? Secure message? Thanks!
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 3/4/16 at 11:33 am to
Flyertalk people say no go on Amex matching that offer.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 11:58 am to
txtiger79

AmEx doesn't match. But ask for the manager when you call in. They will most likely give you 5K courtesy points.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 12:26 pm to
cmlsu

I have the PPBDC. It is not a re loadable product like the reloadable debit card.

As far as the PP re loadable DC goes, I can never seem to find any PayPal My Cash cards in any store ever.

Like you said PP isn't worth it. Except maybe to meet min spend at 2.9%
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 3/4/16 at 1:17 pm to
quote:


I have the PPBDC. It is not a re loadable product like the reloadable debit card.

As far as the PP re loadable DC goes, I can never seem to find any PayPal My Cash cards in any store ever.

Like you said PP isn't worth it. Except maybe to meet min spend at 2.9%


I used to load the PPBDC with My Cash at CVS and they were typically behind counter. (It has been quite some time though)
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 3:21 pm to
Posed with one of those "amazing ops" out there:

1) $435 return ORD to NRT via DFW on AA. ~14.5K flown miles
2) Use ~27K Citi TYP to buy the ticket
3) Credit flight to AS (have 75K MVP matched from SW CP)

Haul:
1) 29K Elite Miles (100% bonus with status) on AS (qualify for gold again)
2) ~32.6K AS redeemable miles (125% bonus with status)
3) See Tokyo

All for 27K citi points + placing yourself in ORD on a cheap ticket. On the way back skip the last DFW-ORD leg and return home if you're in Nola/BR area. How cool is that?
This post was edited on 3/4/16 at 3:27 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 3/4/16 at 3:35 pm to
That is nice. Good find.
quote:

3) See Tokyo
I'm bitter towards Tokyo . I feel like I get swindled somehow every time I'm there. I want to like it, but just come away aggravated every time.

NRT is way the F. Cabs are expensive as hell. The address system is mind boggling. Nobody speaks English.

Most redeeming quality of Tokyo is the toilets.

Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 3/4/16 at 3:40 pm to
Just do a mileage run. Think of it as you transferring 27K Citi points to 33K Alaska Miles. Gold status re-qualification is a sweetener.

But I guess at least gold MVP is a must here if you would do an MR. Unless, ofcourse, you want to earn it now.

ETA: There's also an option to do the DFW-NRT leg on your favorite JAL instead of AA (AA codeshare still). But obviously you won't be in a lie flat
This post was edited on 3/4/16 at 3:43 pm
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