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Started By
Message
1
Posted on 3/2/16 at 3:00 pm to Teddy Ruxpin
I have the following Chase Sapphire and Chase Freedom referrals. Send me a referral message for any of the following with name and email or click link.
APPLY HERE SAPPHIRE
SAPPHIRE
ENJOY 50,000 BONUS POINTS
after $4,000 spent on purchases in the first 3 months from account opening
FREEDOM
APPLY HERE FREEDOM
Get a $150 bonus
after you spend $500 on purchases in the first 3 months
Plus earn a $25 Bonus after you add a friend or
family member as an authorized user to your account
APPLY HERE SAPPHIRE
SAPPHIRE
ENJOY 50,000 BONUS POINTS
after $4,000 spent on purchases in the first 3 months from account opening
FREEDOM
APPLY HERE FREEDOM
Get a $150 bonus
after you spend $500 on purchases in the first 3 months
Plus earn a $25 Bonus after you add a friend or
family member as an authorized user to your account
This post was edited on 3/2/16 at 3:02 pm
Posted on 3/2/16 at 3:13 pm to cmlsu
What are the points like with the sapphire?
Posted on 3/2/16 at 3:29 pm to Drew Orleans
quote:
What are the points like with the sapphire?
The sapphire/freedom combo is one of the best out there. Especially for beginners because you can transfer points out to many partners...very flexible.
SAPPHIRE
Points on travel and dining at restaurants
Earn 2X points on travel and dining at restaurants. 1 point per dollar spent on all other purchases.*
1:1
Point transfer to participating frequent travel programs, including United MileagePlus® and more
Transfer points to participating frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points. Travel programs include British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Hyatt Gold Passport®, IHG® Rewards Club, Marriott Rewards® and The Ritz-Carlton Rewards®.
FREEDOM
EARN 5% CASH BACK on up to $1,500 in combined
purchases in opens new windowbonus categories each quarter you activate.*
EARN 1% UNLIMITED CASH BACK on all other
purchases - it's automatic. Cash Back rewards do not
expire as long as your account is open!*
This post was edited on 3/2/16 at 3:30 pm
Posted on 3/2/16 at 4:28 pm to Drew Orleans
quote:
What are the points like with the sapphire?
Awesome. I use them to transfer to United when I'm short on United miles and want a free flight. United and American have big hubs at Dulles so those are the two airlines I tend to hoard miles for.
Posted on 3/2/16 at 4:47 pm to cmlsu
cmlsu
How were you able to generate a link for the Freedom?
Drew Orleans:
If you were denied for the Arrival+, I don't think you will be able to get the sapphire yet. Just saving you a hard pull. Go for the Freedom instead. In about 6 months, you should be able to go for the Sapphire and other "premium" cards.
How were you able to generate a link for the Freedom?
Drew Orleans:
If you were denied for the Arrival+, I don't think you will be able to get the sapphire yet. Just saving you a hard pull. Go for the Freedom instead. In about 6 months, you should be able to go for the Sapphire and other "premium" cards.
Posted on 3/2/16 at 5:11 pm to Drew Orleans
quote:
What are the points like with the sapphire
Should be your next card.
Posted on 3/2/16 at 6:34 pm to LSUAfro
Should I be doing that card over the arrival plus?
Why should the sapphire be the next card over the ink?
Why should the sapphire be the next card over the ink?
Posted on 3/2/16 at 7:04 pm to AmeriKop45
quote:
cmlsu How were you able to generate a link for the Freedom?
I basically had a referral emailed to myself at a different email address and copied that link.
Posted on 3/2/16 at 7:06 pm to Drew Orleans
quote:
Should I be doing that card over the arrival plus?
Why should the sapphire be the next card over the ink?
It's all a matter of preference but the chase combo is very good because of flexibility and their new 5/24 rule...get chase cards first then branch out.
Posted on 3/2/16 at 7:23 pm to cmlsu
Hmm. I tried that too. Noone is getting my referral emails from Chase. So annoying.
Posted on 3/2/16 at 7:36 pm to AmeriKop45
quote:
Message
quote:
Hmm. I tried that too. Noone is getting my referral emails from Chase. So annoying.
I noticed that too...chase sucks. However, I posted a link to Facebook to one friend through refer a friend and then I magically received a previously sent referral to myself.
I've switched to just posting links and Facebook via pm.
This post was edited on 3/2/16 at 7:37 pm
Posted on 3/2/16 at 7:38 pm to cmlsu
The Facebook and Twitter buttons don't even show up for me for freedom. For Sap they do.
Posted on 3/2/16 at 7:39 pm to cmlsu
Suppose I'll just post here instead of starting a thread.. I am looking for a credit card recommendation from the board. I am currently making extra mortgage payments in order to accelerate paying off PMI. I probably have a good 15-18 months left or so to reach the required 22% equity. I would like to get a credit card and utilize the 0% APR introductory period. I would carry a balance on it and throw my would-be credit card payments at the principal balance of my loan. I could then be able to pay off PMI in about 6 months.. which would save me $1000+ in PMI payments..
I would then begin paying off the credit card and have it paid off before the 0% apr period ends. This should not be a problem as long as the 0% introductory period is a minimum 15 months.. After doing a little research, I see that Citi Simplicity is 0% for 21 months, but I'm leaning toward Chase Freedom which is 15 months plus a slew of cash back benefits. What are the boards recommendations?
ETA: Credit score is 790ish. Always paid off at end of month. Currently have 2 credit cards which I use for everything I can. Amex Blue cash preferred and an Amazon visa. I would temporarily halt use of these cards and put everything on the new card..
I would then begin paying off the credit card and have it paid off before the 0% apr period ends. This should not be a problem as long as the 0% introductory period is a minimum 15 months.. After doing a little research, I see that Citi Simplicity is 0% for 21 months, but I'm leaning toward Chase Freedom which is 15 months plus a slew of cash back benefits. What are the boards recommendations?
ETA: Credit score is 790ish. Always paid off at end of month. Currently have 2 credit cards which I use for everything I can. Amex Blue cash preferred and an Amazon visa. I would temporarily halt use of these cards and put everything on the new card..
This post was edited on 3/2/16 at 7:42 pm
Posted on 3/2/16 at 7:41 pm to PhiTiger1764
If you think the cost of carrying a balance (potential threat to your credit score) outweighs your monetary cost of paying PMI (which I think it does), then Chase Freedom would be the way to go, no doubt. I'm sure cmlsu will be happy to refer you 
Cash Back is the least rewarding reward you'll get out of it
Cash Back is the least rewarding reward you'll get out of it
This post was edited on 3/2/16 at 7:47 pm
Posted on 3/3/16 at 7:43 pm to AmeriKop45
Just bought GCs at WDs. Business as usual. All is well.
However, I noted that the GCs are now issued by Sunrise bank instead of MetaBank. This was expected since the Blackhawk Network takeover. Just a heads up before you try to load up your Serves and BBs.
Maybe why the racks were emptied last week?
However, I noted that the GCs are now issued by Sunrise bank instead of MetaBank. This was expected since the Blackhawk Network takeover. Just a heads up before you try to load up your Serves and BBs.
Maybe why the racks were emptied last week?
This post was edited on 3/3/16 at 7:44 pm
Posted on 3/3/16 at 7:51 pm to AmeriKop45
Edited. Needless rant.
This post was edited on 3/3/16 at 7:58 pm
Posted on 3/3/16 at 8:34 pm to AmeriKop45
35k spg Amex business offer.
All up in that one.
All up in that one.
Posted on 3/3/16 at 8:41 pm to LSUAfro
Absolutely
Posted on 3/3/16 at 9:35 pm to LSUAfro
quote:
35k spg Amex business offer. All up in that one.
Any chance that spg upped it because they know program will be devalued in near future with merger?
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