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re: Credit Card Rewards and Points Discussion

Posted on 10/15/15 at 1:30 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/15/15 at 1:30 pm to
quote:

Or you could just pull it our of the bank and pay back your CC yu used to fund the account, right?



I mean, you can simply pay the Citi card from the Citigold if you have already met the billpay criteria and never touch the cash in hand.

I just like to mix it up a bit so it isn't too obvious what I'm doing. Especially with 60k miles on the line. I doubt it matters though. I'm just doing it since I'm already standing at the ATM doing Visa Buxx and I'd rather deposit $600 cash instead of $200 to feel like I'm doing something worthwhile.

And ya, AA is really pissing me off. I can't even burn BA on multi leg trips let alone one segment trips.

We'll see what happens when I want to do South America or something.
This post was edited on 10/15/15 at 1:47 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/15/15 at 2:26 pm to
And here's a reason you always always sign up for the FF account.

My wife wants to go to Vegas for a concert. April date return on SW on Sunday was all messed up and nothing looked good on other airlines. However, a date in Feb worked but I didn't like the 15,000 points to return from Vegas on Sunday.

I check Delta and they had a 12,500 mile flight on Sunday that works for us. My wife has 22,000 miles on delta from a trip to India that flew on KLM back in 2013. Love it
This post was edited on 10/15/15 at 2:28 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/15/15 at 3:29 pm to
quote:

You know I live in Waikiki, right? I did live in Kauai for 7 years and have my retirement condo there, but Waiks is far from slow

Yeah yeah yeah It seems like I've read you have a disdain for United, but have you checked out their availability?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/15/15 at 3:41 pm to
quote:

My wife has 22,000 miles on delta from a trip to India that flew on KLM back in 2013

Nice.

Being "diversified" in your points portfolio is a very under appreciated aspect of the game.

Also, for those lurkers that might be interested...Delta/American/United opened up bookings for the weekend of LSU/Wiscy in Green Bay. Might be worth looking in to booking award space if available as those will probably be full flights from Louisiana airports. Southwest hasn't released schedule for that time yet, but they do fly in to Milwaukee which is about an hour or so away.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 10/16/15 at 4:45 pm to
quote:

Yeah yeah yeah


quote:

It seems like I've read you have a disdain for United

F United
quote:

but have you checked out their availability?

Yeah, they're even worse for the same dates right now. I have 80k miles with United I will use on a Euro trip as they are good for those awards. But I really, really hate UA.

Got my Prestige card by UPS 2 day today

I guess now I need to open that CitiGild..still debating on the TY or AA reward
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82199 posts
Posted on 10/16/15 at 6:08 pm to
Which Airport for the Wisky game?

NVM I see Green Bay has one
This post was edited on 10/16/15 at 6:59 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 10/19/15 at 10:50 pm to
quote:

It sounds like it takes a day or so for them to process the checking account and then they will run the CC the next day. It also sounds like they won't tell you they have run the CC, you just got to keep checking your CC online account.

So I just did the CitiGold account. On that link Afro posted the guys shows the next screen after clicking "different funding source" as creating a PIN, but I went to "Your Citibank account is processing" or something like that. It seemed like it went through though. Did you guys create a PIN or did it say same thing to you?

I will fax in the funding tomorrow. I'm using my brand new Prestige to fund but entered in the promo code for AA miles as the award, that should be ok, right?

They send you a debit card and checks? I have to use the DC for $1,000 in transactions and then I need to make 2 bill pays in 2 months which can be used to pay other credit cards right?

I already called Prestige and set my cash advance to $0. I will call them tomorrow to let them know a big charge is going through. I think that about covers it
This post was edited on 10/19/15 at 10:52 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/20/15 at 8:26 am to
I think you about covered it.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/20/15 at 12:26 pm to
quote:

So I just did the CitiGold account. On that link Afro posted the guys shows the next screen after clicking "different funding source" as creating a PIN, but I went to "Your Citibank account is processing" or something like that. It seemed like it went through though. Did you guys create a PIN or did it say same thing to you?



I feel like I got the PIN screen but it didn't do anything anyways as they sent me a default PIN in the mail.

I've just liquidated the 2 $500 GCs I bought to reach the $1,000 debit transaction threshold. Now I'm just waiting for November to roll around for my bill pays in that month to go through and that's it for me.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32839 posts
Posted on 10/20/15 at 12:46 pm to
I applaud you gentlemen. What you do sounds exhausting. And people look at my basic level CC play as daunting
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/20/15 at 3:12 pm to
quote:

And people look at my basic level CC play as daunting
That seems to be the common response from most people. I don't see it as exhausting since I have found a nice little routine that allows me to do everything relatively easy. Every once in a while I hit a snag.

Office Depot and Max reportedly selling $500 gift cards at the moment...easy points.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/20/15 at 3:14 pm to
I didn't see any at the Max here.

I don't see how OD would allow the purchase since its supposedly a variable. Maybe I should have went there anyways
This post was edited on 10/20/15 at 3:15 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/20/15 at 3:16 pm to
Heading to the BR OD in about 30 minutes or so to check it out.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/21/15 at 10:54 am to
Well...we're waiting

All I saw were the same old variable to 500 vanillas
This post was edited on 10/21/15 at 11:14 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/21/15 at 11:52 am to
Crap.
$200 Visas at $6.95 and variable loads. Got me all excited for nothing.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/21/15 at 1:36 pm to
quote:

$200 Visas at $6.95 and variable loads. Got me all excited for nothing.



Ya, I bet if this is going to work anywhere, its going to be OM, not OD.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/21/15 at 1:52 pm to
You try Clearview yet? I'll be around the corner this weekend so I'm going to try and stop by.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/21/15 at 2:03 pm to
quote:

You try Clearview yet? I'll be around the corner this weekend so I'm going to try and stop by.



I did look.

I saw where some Visa's would have been. $200 tab was on the rack for helping workers to place them correctly. But the racks were bare.

But I haven't seen $200 Visas in there for quite some time, so no telling if they are just being raided by some a-hole, never stocked to begin with, or very few put out.
This post was edited on 10/21/15 at 2:19 pm
Posted by Civildawg
Member since May 2012
10474 posts
Posted on 10/21/15 at 3:55 pm to
So my wife got the 100k/3k Amex platinum offer in the mail a couple of months ago. We just applied for it last week and got the card. I go to the mail box today and she has another 100k/3k offer. Is it possible to apply again?
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/21/15 at 5:22 pm to
quote:

So my wife got the 100k/3k Amex platinum offer in the mail a couple of months ago. We just applied for it last week and got the card. I go to the mail box today and she has another 100k/3k offer. Is it possible to apply again?



Simply put. No.

Amex's policy is you can receive the bonus on a personal card once per lifetime. Yes, seriously, even if you had the card 10 years ago.

Business cards through Amex do not have this rule however.
This post was edited on 10/21/15 at 5:23 pm
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