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re: Credit Card Rewards and Points Discussion

Posted on 2/8/15 at 12:41 pm to
Posted by BACONisMEATcandy
Member since Dec 2007
46649 posts
Posted on 2/8/15 at 12:41 pm to
Just logged on to USAA and if you are Military or Retired Military they have a great card.

5% cashback on all gas purchase and also 5% cashback on all purchases made on military bases
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
29859 posts
Posted on 2/8/15 at 1:42 pm to
quote:

You're good. They don't offer Ink Bold any more. That's what I meant. Since you have bold, you can get the Ink Plus they still offer


Ah, ok. You had me nervous for a second
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/9/15 at 8:47 am to
quote:

Has anyone had success with getting the Southwest Premier Card while already having the Southwest Plus Card and still getting the 50K bonus?
Yes. I just got the 50k bonus and the SW plus personal card, and 50k on the SW Premier Biz card. I applied for the cards on the same day in December 2014.
quote:

Also, any other airline CCs worth it right now with current promotions? Looking to fly to Cancun in July and don't want to pay

Look in to Avios if you're in LA/TX.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/9/15 at 8:57 am to
quote:

Also, by applying for another chase card (Sapphire is 3 years old, freedom 5 years old, ink plus cancelled one month ago, Southwest premier is new), would it put me at risk to be cancelled, or am I safe to apply for the southwest card?

Hotel cards generally need to be applied for when you know where you're going.
The Chase IHG 70k point offer can get you and your wife 4 free nights at a lot of places or you can buy the points cheaply. It then gives 1 free night per year, so for $100($49 x 2) for me and my wife's card we get a free weekend stay anywhere.

The Chase Hyatt gives 2 free nights and then 1 free night year at a cat 1-4 $75/yer.

Club Carlson is great for Europe travel.

quote:

Also, by applying for another chase card (Sapphire is 3 years old, freedom 5 years old, ink plus cancelled one month ago, Southwest premier is new), would it put me at risk to be cancelled, or am I safe to apply for the southwest card?

Doubtful. I aim to have 6 or less Chase cards under my name/business. I can't remember reading reports of people being blacklisted from Chase for keeping 3-5 cards under their SSN and churning every 2-3 years.
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22511 posts
Posted on 2/9/15 at 10:18 am to
quote:

Yes. I just got the 50k bonus and the SW plus personal card, and 50k on the SW Premier Biz card. I applied for the cards on the same day in December 2014.



Sorry. Maybe I wasn't clear enough.

I meant if anyone has had success getting the bonus while already a cardholder? I've had the plus for 3 years and I want to add the premier to get the 50K
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/9/15 at 10:32 am to
quote:

I meant if anyone has had success getting the bonus while already a cardholder? I've had the plus for 3 years and I want to add the premier to get the 50K
They are different products and should be entitled to the spend bonus.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/9/15 at 4:19 pm to
Rather fortuitously, I canceled my United card a few days ago to avoid the fee. Today in the mail, I received my anniversary bonus club passes.

Don't mind if I do!

ETA: I admit to being way more excited about such a small thing than any normal person should be.

By the way, those Copa MSY to PTY flights are on United now. Only seeing B class right now though.
This post was edited on 2/9/15 at 6:17 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/10/15 at 9:54 am to
quote:

Rather fortuitously, I canceled my United card a few days ago to avoid the fee. Today in the mail, I received my anniversary bonus club passes.
Yep. I think they send them out when they bill the annual fee. I got mine as well. Kind of strange, but good to know .
quote:

By the way, those Copa MSY to PTY flights are on United now. Only seeing B class right now though.
Strange. I'm hoping they have a decent award availability for the economy seats. I'm not splurging for biz seats on a 3.5 hour flight.
Posted by rhanse1lsu
Member since Jun 2014
56 posts
Posted on 2/10/15 at 10:09 am to
I am looking for recommendations on a new card to use in conjunction with serve (meaning they do not charge cash advance fee on serve transactions). Would like one with cash back bonus or one that allows rewards on serve transactions. Currently using Discover More for $300 cash back bonus and Chase Freedom. Would rather recommendations on cash back cards over points as the wife and I are not big on travelling (due to the young ones). Balances are paid off each month if that matters. Thanks in advance for any suggestions.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/10/15 at 10:17 am to
quote:

Strange. I'm hoping they have a decent award availability for the economy seats. I'm not splurging for biz seats on a 3.5 hour flight.



Ya I checked every Thursday for 3/4 months. I'll attribute it to being new. I'm not really looking to fly the route until probably Mardi Gras next year anyways.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/10/15 at 10:20 am to
I'd just stick with the freedom honestly. It's cash back, but with a little work, it can all be converted to travel if you need to do that one day. Do they still give the 10% dividend? I haven't received mine yet if they do.

I don't know of any cash back cards that give bonus points for Serve loads.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/10/15 at 10:20 am to
Discover and Freedom should work fine.

Citi Double Cash may work if it's a Mastercard.

Fidelity Amex probably won't work because Amex cards don't work nicely with Serve.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/10/15 at 10:21 am to
quote:

Do they still give the 10% dividend?


I think I just got mine on the 5th. But it will no longer be a benefit from here on out IIRC
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/10/15 at 10:35 am to
I think mine hit too. My activity breakdown isn't working though.

I have got to get out of that Marriage/Joint account thread. .
Posted by LSU1018
Baton Rouge
Member since Feb 2007
7303 posts
Posted on 2/10/15 at 10:42 am to
I just got my 10% dividend from Chase Freedom... I didn't realize this was the last time they were doing that though.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/10/15 at 10:56 am to
quote:


I have got to get out of that Marriage/Joint account thread.


You're just mad because you're doing it wrong.
Posted by Teddy Ruxpin
Member since Oct 2006
40116 posts
Posted on 2/10/15 at 10:58 am to
quote:


I just got my 10% dividend from Chase Freedom... I didn't realize this was the last time they were doing that though.


My bad. Looks like it ends after 2015's last statement. So one more time.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 2/10/15 at 11:04 am to
quote:

You're just mad because you're doing it wrong

Damnit. I knew it .

Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
74911 posts
Posted on 2/10/15 at 11:22 am to
Hey guys!

I'm finally going to join the rewards card game. I'm looking at getting a miles card, and I don't know what's best for me. I travel a good bit for business, but I don't pay for the flights. I do, however pay for breakfast/lunch/dinner on my card. I usually spend around a thousand per month on regular expenses, and make mid sized purchases once every 3 months or so (laptop, kayak, trip, other various things like that).

I leave it to you experts, what would be best for me?
Posted by VABuckeye
NOVA
Member since Dec 2007
37478 posts
Posted on 2/10/15 at 11:27 am to
What airline do you fly on most?

Chase Sapphire Preferred might be a good starting points. Flexible points that transfer out to partners and 2X on dining.
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