re: Credit Card Rewards and Points Discussion

Thank you

I'll have to do some more research on monsoon season...

Hah. Nice. You try to get a retention on either of those cards? Got a 3k point offer for wife's SPG. Cancelled it as we don't need to keep two.

The only chase product I keep and pay fee is ink card since we pay all of our joint expenses on it on auto pay and what not.

You see my edit about Cathay Pacific last page?

Hey guys, I didn't want to read through 99pages of things, but here is my situation. I will be buying an engagement ring within the next few months. I have the cash to pay for it upFront. The plan though is to do a destination wedding in Hawaii with just immediate family. The Hotel is covered by my father ( military resort in Waikiki Honolulu), but I wanted help finding a card to put the engagement ring on and earn points/miles to help cover the flights to Hawaii.

TIA

Yep. What bacon said. Many jewellers have a cash price. Finfd out what the cash price is first and if it's only 2-3% less, consider a card to meet that spend.

Again, the USAir/AA cards might be your best bet to get roundtrip in business class paid for all in one.

We can explain further if that's something you're interested in.

Thinking about changing hotel loyalty this year. Where do yall normally stay?

Marriott has been my go to for a long time.

I only do hotels on short trips. Longer trips I do VRBO.

I generally do Marriott. Can usually find one and the Ritz card gives me gold status.

Need some advice. My current situation married and playing the game with both my wife and myself (just started my wife this year).

Spend about $2500 a month true expense

Current Cards
- Chase (all me): Freedom, Sapphire Preferred, Southwest Premier, Ink Plus (canceled this year).
- Barclays Arrival (wife)
- Amex Premier rewards gold (wife)

Current point balances:
Chase - 50,000
Southwest - 55,000
Amex - 50,000

My plans and thoughts.

Thinking of applying for US Airways and Southwest Plus card for myself (would give me AA miles shortly + companion pass for AA X1 use; southwest would almost give me companion pass for a year).

My problem is that this gives me a lot of leverage for flights, but I have limited hotel stays with my current point balances. Any suggestions?

Also, by applying for another chase card (Sapphire is 3 years old, freedom 5 years old, ink plus cancelled one month ago, Southwest premier is new), would it put me at risk to be cancelled, or am I safe to apply for the southwest card?

Future plans (not immediate): Sapphire preferred for the wife; Barclays arrival for me, ?????

Recent Travel within last year(some good rewards, some not)

MSY - FCO: 2 flights business there coach back 130,000 on Lufthansa (amazing point value as flights cash were $12,000

To PUN: 2 Flights SWA 70,000 points

To Vegas: 2 Flights 40,000

Used Barclays reward to pay for Vegas stay.

Look forward to the insight, and I enjoy reading this thread.

I am very interested in the Plus and Premier answer.

In terms of good airline options. Amex premier gold seems to be a good deal at 50,000 points after 1k spend. I can send you a link if you need it (targeted offer so have to have link and open in incognito tab).

Right now the wife and I each have sapphires, she also has a Marriott, and a freedom. We used the Chase and marriot points on a trip last year. We are planning on both getting the usair and aa cards this year and just paid the fee on our old cards. My question is, how long should we hold on to the marriot before canceling? I assume at least to the end of this year since we already paid.

Teddy, would you elaborate on your statement that you can only get one Ink Bold/Plus? I was planning on applying for the Plus in a couple of months and then cancelling my Bold. Is that no longer an option?