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Started By
Message
re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23
Posted on 4/30/24 at 3:01 pm to VermilionTiger
Posted on 4/30/24 at 3:01 pm to VermilionTiger
Am X online savings is over 4%
Posted on 9/14/24 at 8:31 am to VermilionTiger
With rate cuts coming this month, when do we see interest rates in HYSAs start to drop?
And will it be a corresponding cut of 25 bps or something else like 75 bps?
And will it be a corresponding cut of 25 bps or something else like 75 bps?
Posted on 9/14/24 at 10:09 pm to Suntiger
I don’t know but I am still at 5.25% with fierce. Been with them for about 2 years
Posted on 9/14/24 at 11:11 pm to MSTiger33
quote:
I don’t know but I am still at 5.25% with fierce. Been with them for about 2 years
shite I’m getting 4.35, 4.87, and 5.05 on the ones I’m in. 5.25 is great.
Posted on 9/15/24 at 11:00 am to Rize
Haven't paid attention since putting some cash in, whats 360 Performance at right now?
Seeing a lot of offers for CDs at 5% right now, may be time to swap over.
Seeing a lot of offers for CDs at 5% right now, may be time to swap over.
Posted on 9/15/24 at 11:24 am to Lsut81
CO 360 HYSA is currently at 4.25%.
4 and 8 week T-bill rates have moved down about 25 bps the last two months.
I’ve seen some 5% CD rates, but those have been slowly going away the last month or so. CO CD rates are below.
6 Months: 4.25%
9 Months: 4.25%
11 Months: 4.40%
12 Months: 4.25%
18 Months: 4.00%
Just curious to see when we will see HYSA rates drop and what people think it will drop to.
4 and 8 week T-bill rates have moved down about 25 bps the last two months.
I’ve seen some 5% CD rates, but those have been slowly going away the last month or so. CO CD rates are below.
6 Months: 4.25%
9 Months: 4.25%
11 Months: 4.40%
12 Months: 4.25%
18 Months: 4.00%
Just curious to see when we will see HYSA rates drop and what people think it will drop to.
Posted on 9/15/24 at 11:27 am to Lsut81
quote:
Seeing a lot of offers for CDs at 5% right now, may be time to swap over.
What term length and where?
I’m only finding 3 month above 5% with the one year around 4.5%
Posted on 9/16/24 at 6:14 am to stewie
quote:
What term length and where?
I'll have to find them... Haven't paid attention to details, just them being offered. I'm still good with the Cap One and ease of moving/pulling at the 4.25, but if they go much lower, may lock into one of the CDs
Just found 2 that have come through
Ponce - 5.10% for 3 months
Goldman Sachs - 4.5 for 12 months
This post was edited on 9/16/24 at 6:18 am
Posted on 9/28/24 at 9:37 am to Suntiger
quote:
CO 360 HYSA is currently at 4.25%.
Capital One HYSA dropped to 4.10% yesterday.
Posted on 10/2/24 at 9:23 am to 756
quote:
Am X online savings is over 4%
Just got an email they are dropping to 4.1%
Posted on 10/2/24 at 11:14 am to BHTiger
quote:
Just got an email they are dropping to 4.1%
Same here.
Posted on 10/2/24 at 11:17 am to Ziggy
Credit Karma dropped to 3.6 was at 4.5
Posted on 10/3/24 at 4:54 pm to CE Tiger
SoFi savings with direct deposit is still 4.5 for now
Posted on 11/22/24 at 2:30 pm to Suntiger
Dropped from 4.00% to 3.90%
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