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re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

Posted on 4/30/24 at 3:01 pm to
Posted by 756
Member since Sep 2004
15243 posts
Posted on 4/30/24 at 3:01 pm to
Am X online savings is over 4%
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
34619 posts
Posted on 9/14/24 at 8:31 am to
With rate cuts coming this month, when do we see interest rates in HYSAs start to drop?

And will it be a corresponding cut of 25 bps or something else like 75 bps?
Posted by MSTiger33
Member since Oct 2007
21007 posts
Posted on 9/14/24 at 10:09 pm to
I don’t know but I am still at 5.25% with fierce. Been with them for about 2 years
Posted by Rize
Spring Texas
Member since Sep 2011
17430 posts
Posted on 9/14/24 at 11:11 pm to
quote:

I don’t know but I am still at 5.25% with fierce. Been with them for about 2 years


shite I’m getting 4.35, 4.87, and 5.05 on the ones I’m in. 5.25 is great.
Posted by Lsut81
Member since Jun 2005
82817 posts
Posted on 9/15/24 at 11:00 am to
Haven't paid attention since putting some cash in, whats 360 Performance at right now?

Seeing a lot of offers for CDs at 5% right now, may be time to swap over.
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
34619 posts
Posted on 9/15/24 at 11:24 am to
CO 360 HYSA is currently at 4.25%.

4 and 8 week T-bill rates have moved down about 25 bps the last two months.

I’ve seen some 5% CD rates, but those have been slowly going away the last month or so. CO CD rates are below.

6 Months: 4.25%
9 Months: 4.25%
11 Months: 4.40%
12 Months: 4.25%
18 Months: 4.00%

Just curious to see when we will see HYSA rates drop and what people think it will drop to.
Posted by stewie
Member since Jan 2006
3999 posts
Posted on 9/15/24 at 11:27 am to
quote:

Seeing a lot of offers for CDs at 5% right now, may be time to swap over.


What term length and where?

I’m only finding 3 month above 5% with the one year around 4.5%
Posted by Lsut81
Member since Jun 2005
82817 posts
Posted on 9/16/24 at 6:14 am to
quote:

What term length and where?


I'll have to find them... Haven't paid attention to details, just them being offered. I'm still good with the Cap One and ease of moving/pulling at the 4.25, but if they go much lower, may lock into one of the CDs


Just found 2 that have come through

Ponce - 5.10% for 3 months
Goldman Sachs - 4.5 for 12 months
This post was edited on 9/16/24 at 6:18 am
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
34619 posts
Posted on 9/28/24 at 9:37 am to
quote:

CO 360 HYSA is currently at 4.25%.


Capital One HYSA dropped to 4.10% yesterday.
Posted by VermilionTiger
Member since Dec 2012
38304 posts
Posted on 9/28/24 at 2:43 pm to
Son of a bitch
Posted by BHTiger
Charleston
Member since Dec 2017
7117 posts
Posted on 10/2/24 at 9:23 am to
quote:

Am X online savings is over 4%


Just got an email they are dropping to 4.1%
Posted by Ziggy
Member since Oct 2007
21880 posts
Posted on 10/2/24 at 11:14 am to
quote:

Just got an email they are dropping to 4.1%

Same here.
Posted by CE Tiger
Metairie
Member since Jan 2008
41786 posts
Posted on 10/2/24 at 11:17 am to
Credit Karma dropped to 3.6 was at 4.5
Posted by RJSambola
Member since Jun 2012
322 posts
Posted on 10/3/24 at 4:54 pm to
SoFi savings with direct deposit is still 4.5 for now
Posted by Ziggy
Member since Oct 2007
21880 posts
Posted on 10/24/24 at 2:35 pm to
AMEX just dropped to 4%
Posted by JAGuyHeh
Member since Aug 2021
188 posts
Posted on 10/27/24 at 12:45 am to
4% now
Posted by HEtiger
Member since May 2008
813 posts
Posted on 11/22/24 at 2:30 pm to
Dropped from 4.00% to 3.90%
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