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re: Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

Posted on 12/17/22 at 9:13 am to
Posted by LSUSports247
Member since Apr 2007
643 posts
Posted on 12/17/22 at 9:13 am to
It sounds like there are some better options but I’m sticking with capital one as long as they have competitive rates.

I like having everything in one app. Checking, savings, CC, and kids accounts. Super easy to transfer money between accounts
This post was edited on 12/17/22 at 9:14 am
Posted by VermilionTiger
Member since Dec 2012
37570 posts
Posted on 12/17/22 at 9:22 am to
Agreed
Posted by LSUSports247
Member since Apr 2007
643 posts
Posted on 12/17/22 at 9:32 am to
I do have some old paper bonds that are probably 10 years from maturing. I’m not even sure how much they make. If I open a treasury Direct account, will it tell me on those older bonds?
Posted by LSURoss
SWLAish
Member since Dec 2007
15264 posts
Posted on 12/18/22 at 6:06 am to
You can search on that site by the bond number. It will tell you all the info.

If you have a bunch, add them all in. The format easily converts to excel.
Posted by VermilionTiger
Member since Dec 2012
37570 posts
Posted on 1/13/23 at 4:41 pm to
The last 2 rate updates happened mid month

Let’s see happens next week
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 1/13/23 at 7:00 pm to
3.3 vs 4.3 is not competitive
Posted by thelawnwranglers
Member since Sep 2007
38741 posts
Posted on 1/14/23 at 7:53 pm to
quote:

4.3


Where?
Posted by SpeedyNacho
Member since May 2014
2418 posts
Posted on 1/14/23 at 10:28 pm to
Robinhood gold is offering 4% APY
Posted by VermilionTiger
Member since Dec 2012
37570 posts
Posted on 2/3/23 at 6:57 am to
3.40% today, up from 3.30%
Posted by LSUSports247
Member since Apr 2007
643 posts
Posted on 2/3/23 at 7:06 am to
Saw the 3.4, thinking about the 11mo CD now at 5% they are offering
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
35945 posts
Posted on 2/3/23 at 7:10 am to
Sofi at 3.75% 2.5 checking.

Also thinking about the 5% CD. Was going to put some more in Ibonds just to leave since they raised the fixed rate... hmmm
This post was edited on 2/3/23 at 7:11 am
Posted by VermilionTiger
Member since Dec 2012
37570 posts
Posted on 2/3/23 at 7:14 am to
Yeah I’m trying to figure out how much to put into the 5% CD
Posted by CrawKing
Member since Mar 2018
180 posts
Posted on 2/3/23 at 7:39 am to
Lending Club at 4% on savings account. No term.
Posted by Chucktown_Badger
The banks of the Ashley River
Member since May 2013
31055 posts
Posted on 2/3/23 at 8:26 am to
Wealthfront just bumped up to 4.05% today.
Posted by PlaySomeHonk
Montegut La and Liberty MS
Member since Jan 2023
332 posts
Posted on 2/5/23 at 9:39 am to
Fidelity Premium Money Market is paying around 4.2%. I have my Chase checking linked to my Fidelity account so I use this as a savings/short term parking spot.
Posted by VermilionTiger
Member since Dec 2012
37570 posts
Posted on 3/6/23 at 4:28 pm to
Updated rates should be coming out soon
Posted by cwill
Member since Jan 2005
54752 posts
Posted on 3/6/23 at 4:57 pm to
PNC has a high yield savings at 4%...most of my warehoused money is in an AMEX HYS at 3.5%. Found a JPM CD yesterday at 5%.
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 3/6/23 at 6:55 pm to
i don’t understand this fascination with bank CDs and savings accounts.

T-bills are paying 5% and can be easily purchased from your stock broker or thru treasury direct. Treasury direct deducts the purchase from the bank account you designate and deposits the proceed in the same account.
Posted by lsu13lsu
Member since Jan 2008
11474 posts
Posted on 3/6/23 at 9:33 pm to
quote:

i don’t understand this fascination with bank CDs and savings accounts.


Just another tool in the chest. Sometimes if you read the fine print they are easy to get out of. Sometimes they do specials where you can withdraw once. Sometimes you can use it as collateral.
Posted by Jag_Warrior
Virginia
Member since May 2015
4081 posts
Posted on 3/6/23 at 10:52 pm to
I’m looking at the latest read on the 6mo T-bill at 5.22. No way to call a top, but that’s high enough for me to start dabbling with a ladder past the 4, 8 and 13 weeks I’ve been going for. I’m seeing the 52 wk. at 5.05, and had been as high as 5.07 a couple of weeks back.

Hard to believe the equity markets have been rallying or standing pretty firm through this.
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