Best way to finance a metal building

give me a few minutes to sort through all the details to help you.

As far as being “better to pay cash”, that’s only up to you. The price will be the same, but of course you’ll be paying all the interest over the life of the loan.

If you want/need a loan, you’d have to do some sort of HE/HELOC or something like a home improvement type loan. There’s a lot of options with varying requirements. Banks or Credit Unions usually have a product that would work. When I built my pool, I used LightStream. It was by far the easiest loan process I’ve ever done.

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When I built my pool, I used LightStream

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Same. Ridiculously easy for those with good credit.

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Yes a shop behind my house, all in cost 40-50k

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HELOC or an unsecured loan. you got to decide how much you value having an unsecured loan vs something tied to house.

if interest is tax deductible, i'd lean to a HELOC route being semi aggressive with payments over a 5 year plan.

With ironclad financing.