Best used auto rate?

Not used but I just got 3.74% for 60 months last week on a new car and that’s the best I found at the 4 or 5 places I looked. They had a Black Friday special that knocked half a percent off their normal rates and .25 percent of you put 20% down or more.

I called Neighbor's credit union and they wanted something around 7%.

Looks like their used rates a 1% higher.

I purchased last week for my wife. Used car. No trade in but 5k down.
Americas First credit union offered 3.35 for 48 months or 3.45 at 60.

I went with 60 and only stipulation was joining credit union and funding $20.
Other rates were in the 6-7% range. I was honestly surprised at how low it was and the minimal spread which is why I went with the 60.

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I purchased last week for my wife. Used car. No trade in but 5k down. Americas First credit union offered 3.35 for 48 months or 3.45 at 60.

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Those are great rates. I just took a look at my credit union’s site. They’re at 5.49% for 63 months and 5.99% for 72 months on used autos.

You’re not getting a rate in the 4’s from any CU in the BR area. I know that for a fact.