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Started By
Message
Best company to refinance student loans?
Posted on 12/31/18 at 8:51 am
Posted on 12/31/18 at 8:51 am
My current loan is with American Education Services and I’m looking for Lower interest rates. My employer has a connection with CommonBond... have y’all heard of them and who else do you recommend I get a quote from? TIA
7
Posted on 12/31/18 at 9:21 am to Uncle JackD
White coat investor has decent review of them
Posted on 12/31/18 at 9:46 am to Uncle JackD
Wife has a few loans with AES & others and I tried to refi with SOFI but was unable to consolidate the AES loans. Something to do with loan type. For the rest I got a pretty solid rate with sofi and it was easy to complete. Don’t know Commonbond.
Posted on 12/31/18 at 10:17 am to Oenophile Brah
I wanna say I had that problem in the past with AES as well... I submitted application to combine AES & Nelnet loans, we’ll see if it’ll process. If not, I may just pay off nelnet with savings and refi the AES loan.
This post was edited on 12/31/18 at 10:17 am
Posted on 12/31/18 at 10:51 am to Uncle JackD
I've used Navient and Sofi in the past. Both got me a ~5% rate.
Posted on 12/31/18 at 12:55 pm to Uncle JackD
Sofi had the best 5 year rate and earnest had the best 7+ year rates when I looked six months ago.
Posted on 1/2/19 at 8:48 am to Uncle JackD
looking at common bond also. no personal experience with them though
Posted on 1/2/19 at 1:09 pm to Uncle JackD
I would start here: LINK / even if your are not a medical professional.
I've refinanced twice now:
1. Link capital: decent experience, no real complaints. I chose them because they had the best rate while I was still in training.
I chose to refi again as I am now out of training and can get an even lower rate.
2. Earnest: highly recommend. Easy process, relatively low fixed-rate. Good web portal.
I've refinanced twice now:
1. Link capital: decent experience, no real complaints. I chose them because they had the best rate while I was still in training.
I chose to refi again as I am now out of training and can get an even lower rate.
2. Earnest: highly recommend. Easy process, relatively low fixed-rate. Good web portal.
Posted on 1/2/19 at 2:23 pm to Uncle JackD
i used sofi in its early days. it was awesome then. i'm sure there are more similar options now.
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