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Started By
Message
Anybody buy a house lately? Current rates?
Posted on 12/28/21 at 9:43 am
Posted on 12/28/21 at 9:43 am
Spur of the moment, going to look at a home tonight. Was not actively looking but if we were to move, this one has many of the features we would look for.
Has anyone purchased lately? What kind of rates did you get?
Has anyone purchased lately? What kind of rates did you get?
10
Posted on 12/28/21 at 9:53 am to Splackavellie
Look for stuff you want not a message board. All prices are insane right now but due to inflation they will keep going up
Posted on 12/28/21 at 9:57 am to tigerbacon
He is asking about interest rates
Posted on 12/28/21 at 10:11 am to Splackavellie
Was offered a 2.3% for refinancing my home. Currently have a 3.5%
This post was edited on 12/28/21 at 10:12 am
Posted on 12/28/21 at 10:19 am to Splackavellie
2.875 in July
Posted on 12/28/21 at 10:24 am to Splackavellie
What area are you guys looking in? Also what price range?
Posted on 12/28/21 at 10:31 am to Splackavellie
2.5 %. Closed 2 weeks ago.
Posted on 12/28/21 at 10:46 am to CajunTiger78
Lafourche/Terrebonne $350k - $400k
Posted on 12/28/21 at 10:46 am to MattA
Damn, who did you go through if you dont mind me asking.
Current home is at 4.25
Current home is at 4.25
Posted on 12/28/21 at 11:06 am to Splackavellie
quote:
Current home is at 4.25
Refi dat
Posted on 12/28/21 at 11:17 am to Splackavellie
quote:
Current home is at 4.25
You should refi at a minimum. Rates are going to pick up by Q2 in 2022. You can probably get around a 3% for a 30/yr. depending on credit and outstanding debt.
Posted on 12/28/21 at 11:19 am to Splackavellie
Posted on 12/28/21 at 11:21 am to MattA
quote:
2.5 %. Closed 2 weeks ago.
15 or 30 year?
i looked into refinancing with better.com and was quoted 2.5 percent, 30 year term, no fees. when i finally did the paperwork it would have cost me $5,000 in points to get that rate.
Posted on 12/28/21 at 11:46 am to Bunsbert Montcroff
quote:
2.5 %. Closed 2 weeks ago.
15 or 30 year?
i looked into refinancing with better.com and was quoted 2.5 percent, 30 year term, no fees. when i finally did the paperwork it would have cost me $5,000 in points to get that rate
30 year through Bossier fed credit union. Believe SWBC mortage is who they farm it out too.
Posted on 12/28/21 at 12:59 pm to Splackavellie
I got 2.8 on a jumbo a year ago. Probably a little stale to compare right now
Posted on 12/28/21 at 1:13 pm to Splackavellie
February 2021 - Refi - 30 year - Conventional - 2.75%
Posted on 12/28/21 at 1:56 pm to SparkyDaHound
And just to clarify, you guys are getting those rates with no fees, closing costs, or points?
Posted on 12/28/21 at 2:02 pm to Bunsbert Montcroff
I didn’t pay for points. There were some origination fees but it wasn’t much.
ETA: my loan fees were $815. This doesn’t include appraisal fee. That was around 750 or so
ETA: my loan fees were $815. This doesn’t include appraisal fee. That was around 750 or so
This post was edited on 12/28/21 at 2:06 pm
Posted on 12/28/21 at 2:08 pm to SparkyDaHound
quote:
February 2021 - Refi - 30 year - Conventional - 2.75%
This except in October.
Posted on 12/28/21 at 2:46 pm to MrJimBeam
quote:
February 2021 - Refi - 30 year - Conventional - 2.75%
This was with no appraisal required and just a few hundred in fees. I went through a local broker who ended finding this deal with United Wholesale Mortgage.
This post was edited on 12/28/21 at 2:48 pm
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