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AMEX displeased me what's a good money back credit card or solid rewards card?
Posted by thelawnwranglers



Going to move my Amex saving and checking
Probably capital one so guess looking at their cards
Probably capital one so guess looking at their cards
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by Ace Midnight on 3/13/23 at 3:06 pm to thelawnwranglers
Amazon (Chase) has an Amazon 5% cashback (full 5% back at Whole Foods) if you spend a bunch of money on Amazon (and/or Whole Foods)
CapOne has a Wal-Mart card with 5% from Wal-Mart
CapOne has a Quicksilver, 1.5% cash back (everywhere)
I have the Amazon and Quicksilver and am considering the Wal-Mart card. I do not carry any balances and any finance charges would likely eat your cash back reward. If you only wanted to carry 1 card, figure out which one would be better for you - Amazon or Wal-Mart (because those cards have some other reward tiers, but I think 1% everywhere is the floor) that would be a good middle-ground.
CapOne has a Wal-Mart card with 5% from Wal-Mart
CapOne has a Quicksilver, 1.5% cash back (everywhere)
I have the Amazon and Quicksilver and am considering the Wal-Mart card. I do not carry any balances and any finance charges would likely eat your cash back reward. If you only wanted to carry 1 card, figure out which one would be better for you - Amazon or Wal-Mart (because those cards have some other reward tiers, but I think 1% everywhere is the floor) that would be a good middle-ground.
This post was edited on 3/13 at 3:09 pm
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by joshnorris14
on 3/13/23 at 3:07 pm to thelawnwranglers


Chase and AmEx are the best reward ecosystems. Chase Sapphire Preferred is a great card.
Citi and Capital One are the next best.
Citi and Capital One are the next best.
This post was edited on 3/13 at 3:08 pm
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by armsdealer
on 3/13/23 at 3:12 pm to thelawnwranglers

I use a few cards
Apple card - 1-2-3% cash back depending on how you use it.
Capital One Quicksilver - 1.5% everywhere but they always are sending me promotions for higher cash back amounts
Discover - 1.5% everywhere with rotating categories up to 5%
Capital One Walmart - 2% in store and 5% online
I don't keep any cards with an annual fee any longer. When I was running tens of thousands of business through them a month they were worth it, but since I don't do that any longer it is just not worth the fees.
I have a couple other cards sock drawered but that is my rotation.
Apple card - 1-2-3% cash back depending on how you use it.
Capital One Quicksilver - 1.5% everywhere but they always are sending me promotions for higher cash back amounts
Discover - 1.5% everywhere with rotating categories up to 5%
Capital One Walmart - 2% in store and 5% online
I don't keep any cards with an annual fee any longer. When I was running tens of thousands of business through them a month they were worth it, but since I don't do that any longer it is just not worth the fees.
I have a couple other cards sock drawered but that is my rotation.
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by dovehunter
on 3/13/23 at 7:38 pm to armsdealer

AMX did a bait and switch on me. Capital One Spark Business is the best at 2% cash back unlimited. AMX Hilton and Marriott Cards are good if you like those 2 hotel chains. I won’t do business with Chase.
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re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by Shaun176
on 3/13/23 at 7:38 pm to thelawnwranglers


If you spend 60k plus per year on cc, Chase sapphire reserve.
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by K9
on 3/13/23 at 7:55 pm to thelawnwranglers

Citi double cash has 2% on everything.
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by Negatiger1986
on 3/13/23 at 7:59 pm to K9

Boa premium rewards visa for preferred rewards clients ($100k in total accounts across BoA and ML including brokerage, IRA, checking, etc)
3.5% on travel and dining
2.62% on everything else
No caps
$95/yr fee
3.5% on travel and dining
2.62% on everything else
No caps
$95/yr fee
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by tigerstripedjacket
on 3/13/23 at 8:26 pm to K9

Citi Double points is the best all around rewards card with no fee. 2% on everything as long as you don’t carry a balance.
There are some better specific categories if you do a ton of a specific type of business (10k in flights per quarter or purchase 2k/month on Amazon)
There are some better specific categories if you do a ton of a specific type of business (10k in flights per quarter or purchase 2k/month on Amazon)
re: AMEX displeased me what's a good money back credit card or solid rewards card?Posted by LSU_historian on 3/13/23 at 9:56 pm to thelawnwranglers
(no message)
This post was edited on 4/29 at 8:02 pm
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