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Started By
Message
Roof Leak This Evening - Now What?
Posted on 3/23/21 at 9:07 pm
Posted on 3/23/21 at 9:07 pm
So my kid calls me in about 6 and points out a water line on the ceiling in the living room. I get up there and find that the roof appears to be leaking from the edge of the fireplace down to the wall, following a 2x4 and down to the sheetrock in the living room. I guess the water is following one of the joists to this seam following it to create this lovely 10ish foot line in the ceiling.
I put buckets up there to catch the water and appear to be catching it all. I was curious a good plan of addressing this.
1. I'll call a roofer in the morning to come fix that leak. It's a steep pitch and I can't get up there. Hopefully that's something they can do in this weather?
2. Depending on cost of repair, file an insurance claim? My neighbor suggested I avoid filing insurance claim if I can. I've been fortunate to never have to. Don't want my rates to go up.
3. What about the water? Can't tell how much got up there but I imagine it can be measured in cups given what I was able to catch over the past 2 hours vs it raining all day.
Anything else? Looking to draw on past experience.
I put buckets up there to catch the water and appear to be catching it all. I was curious a good plan of addressing this.
1. I'll call a roofer in the morning to come fix that leak. It's a steep pitch and I can't get up there. Hopefully that's something they can do in this weather?
2. Depending on cost of repair, file an insurance claim? My neighbor suggested I avoid filing insurance claim if I can. I've been fortunate to never have to. Don't want my rates to go up.
3. What about the water? Can't tell how much got up there but I imagine it can be measured in cups given what I was able to catch over the past 2 hours vs it raining all day.
Anything else? Looking to draw on past experience.
8
Posted on 3/23/21 at 9:14 pm to BeerMoney
quote:
Depending on cost of repair, file an insurance claim
For most policies, unless the storm caused physical damage to the roof or walls that allowed water intrusion into the home, repairs to the exterior of the home would not be covered. If water leaked through a vent, or a valley etc, insurance won't cover to keep that from happening again. With an app perils policy, this is most policies in Louisiana, the policy would cover the damage resulting from the leak, but the damage would probably not exceed the deductible.
Most than likely it is not in your best interest to file a claim unless you have a hudge continuous ceiling with popcorn texture that would need to be scrapped and reblown over the entire run.
Posted on 3/23/21 at 9:28 pm to BeerMoney
quote:
2. Depending on cost of repair, file an insurance claim?
Probably wouldn't be covered anyway. For most types of water damage, it needs to be a sudden event (pipe burst, sudden leak, etc). Unfortunately a leaking roof/flashing probably wouldn't be covered, unless you can show there was damage to the roof or flashing that was incurred during the storm itself that resulted in the leak starting. But more than likely there was already an issue and the roof leak became evident now.
quote:
3. What about the water?
Well ideally goal would be stop the leak first. Even if it can't be repaired fully initially, doing something to cover or patch where the leak is to prevent further damage is needed.
In terms of what's already damaged, fans to try to dry out the sheetrock to prevent mold formation. You can get a cheap moisture meter from harbor freight etc and see how bad the moisture damage is. If it's not terrible, you might be able to dry it out and repaint. However if it's pretty bad, you might be looking at replacing the drywall.
With all that said, there are water mitigations companies you can call. They'll set-up fans and do repairs if you don't have the tools or skills to do it yourself.
Posted on 3/23/21 at 9:28 pm to wickowick
House is 6 years old so no popcorn. $1000 deductible for "all other perils" and $1000 hurricane deductible. At what point is it worth filing a claim?
Posted on 3/23/21 at 9:36 pm to BeerMoney
Sounds like it could be some compromised flashing around the chimney since you mention it's originating near the fireplace.
If you have buckets catching the water after spotting the leak, you may be OK as far as damage but it will likely require you to use some Kilz to kill the stain the water will leave once everything is dry and then a couple coats of ceiling paint in that room if you want to get it back to pristine condition.
Really not worth notifying the insurance company for something so small since you have a $1000 deductible. Just go out of pocket and do it yourself as far as the painting.
It would be best to have a roofer tackle the damage since you mention it's a steep roof and that is not something the average guy will be comfortable with.
If you have buckets catching the water after spotting the leak, you may be OK as far as damage but it will likely require you to use some Kilz to kill the stain the water will leave once everything is dry and then a couple coats of ceiling paint in that room if you want to get it back to pristine condition.
Really not worth notifying the insurance company for something so small since you have a $1000 deductible. Just go out of pocket and do it yourself as far as the painting.
It would be best to have a roofer tackle the damage since you mention it's a steep roof and that is not something the average guy will be comfortable with.
Posted on 3/23/21 at 9:37 pm to BeerMoney
I'm telling you, you don't have that much damage unless you have laminate flooring that has water damage. Pull the insulation back, run some fans on the drywall. If it is only a stain on the drywall, then seal the water stain and paint the ceiling. Otherwise, repair the drywall, and paint it.
Posted on 3/23/21 at 10:03 pm to wickowick
Appreciate it man. No water dripping. Just a water line at the seam on the ceiling. I got up there and gently moved the blown in pink insulation around to see the water basically followed the seams. Dripped right on the seam. So I guess it just followed that seam. Didn’t pool or anything.
Anyone know a good roofing company for repairs tomorrow in south Baton Rouge/ Prairieville?
Anyone know a good roofing company for repairs tomorrow in south Baton Rouge/ Prairieville?
Posted on 3/23/21 at 10:09 pm to BeerMoney
quote:
Anyone know a good roofing company for repairs tomorrow in south Baton Rouge/ Prairieville?
That roof will need to be dry to repair
Posted on 3/24/21 at 10:28 am to BeerMoney
I had the same problem. It was the flashing on the fireplace that needed to be re-caulked.
Posted on 3/24/21 at 10:31 am to Puffoluffagus
quote:
For most types of water damage, it needs to be a sudden event (pipe burst, sudden leak, etc)
Strangely enough, many carriers don't cover the actual pipe burst, only the damage the pipe burst caused. So the plumber will be on your own nickel
Posted on 3/24/21 at 11:00 am to idlewatcher
No matter what the issue ...caulking doesn't last. All caulks and silicones break down in ultra violet light. I had this argument with Disney for two of the four years, building the Caribbean Beach Resort. I won and my 199 roofers learned the proper way to keep over 1.5 million sq. feet of Architectural Metal roofing from leaking.
Posted on 3/24/21 at 11:05 am to BeerMoney
Your fireplace was never flashed correctly and they used caulk to fix the problem. Pay up get it done right.
Posted on 3/24/21 at 11:49 am to Art Vandelay
quote:
our fireplace was never flashed correctly and they used caulk to fix the problem. Pay up get it done right.
This.
Hire someone who specializes in sheet metal/flashing to repair it.
It doesn't matter if I am replacing/repairing a metal or shingled roof. I always hire a guy that is a sheet metalist to do all my flashing, drip edge, ridge caps, vents, etc. He comes and measures then bend/brakes all the metal at his house. He does not make some "pre-formed" metal just work.
Posted on 3/24/21 at 9:19 pm to BeerMoney
Post some pictures from where you think it’s leaking if you can . I’m curious
This post was edited on 3/24/21 at 9:20 pm
Posted on 3/24/21 at 9:23 pm to BeerMoney
May be a good time to properly install a cricket up slope of the fireplace vent stack. For some reason it’s not a common practice around here.
Posted on 3/25/21 at 8:16 am to Art Vandelay
So it was flashing around the flute of the fireplace. It was apparently never sealed correctly and the way the rain and wind came down for this particular event caused it to let the water in.
Two guys, a 40 foot extension ladder and some acrobatics on my roof to use a caulk gun to seal it up. The original builder apparently sealed half of it back when. It’s been 7 years. I’m in the attic pretty regularly due to my wife being a hoarder. Never noticed any water. Looks like it never leaked before. $275 seemed high but they came the same day. One to evaluate and then back later with the equipment. Licensed roofing company.
What do you guys use to host pictures here? Never posted pictures before.
Two guys, a 40 foot extension ladder and some acrobatics on my roof to use a caulk gun to seal it up. The original builder apparently sealed half of it back when. It’s been 7 years. I’m in the attic pretty regularly due to my wife being a hoarder. Never noticed any water. Looks like it never leaked before. $275 seemed high but they came the same day. One to evaluate and then back later with the equipment. Licensed roofing company.
What do you guys use to host pictures here? Never posted pictures before.
Posted on 3/25/21 at 10:15 am to BeerMoney
quote:
What do you guys use to host pictures here? Never posted pictures before.
I use imgur
Posted on 3/25/21 at 2:19 pm to Puffoluffagus
Once again ....If they used caulking that is exposed to sunlight ...It will not survive ....UV light destroys anything coming out a tube.
Posted on 3/25/21 at 3:10 pm to BeerMoney
If you file a claim and call it some type of wind damage, it isn't going to affect your rating moving forward. Getting $500 is more than nothing.
Posted on 3/25/21 at 3:16 pm to Chad504boy
quote:
If you file a claim and call it some type of wind damage,
He mentioned he has a $1000 deductible, so making a claim is pointless, especially for a $275 repair. Just pay that out of pocket and be done with it.
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