re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??

Cost of labor and materials in Orleans is higher than elsewhere in the state.

As stated, there aren't 235k new homes being built in Orleans.

I would assume that cost includes a new slab and driveway and plumbing. The "cheap looking aluminum things" is probably going to run almost 10k these days.

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by TimeAndTide

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Ding bat, answer my previous question

Guess you want to bitch and moan and sound ignorant without actually wanting help.

I asked you for the insurer of the quote.

What the hell is it with you? Do you honestly think a question can't be asked on behalf of someone else?

Like I said, it ain't my house, so I'm not the one shopping around.

Whether you believe that or not is totally irrelevant to me.

That's right - because when people ask for assistance, they sometimes streamline details when doing so. It doesn't mean they lack the info completely, which I can ask for later.

To ask you a much more applicable question, do insurers generate their Coverage A amounts from the same place/program, or say, a select few places that are similar?

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I don’t think the underwriting personnel take that amount of time or are that precise in their information gathering and valuations which probably leads to minimum info being inputted and wild swings in coverage amounts

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Thank you for confirming that such a possibility can indeed happen.

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Just to make sure we're on the same page here, we're talking about rebuilding a home that is already existing. The land is there, of course. So if a terrible disaster happened, is a new slab gonna be necessary? A new driveway?

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I would hope my insurance takes into account replacing the slab and attached carport.

Will it need to be replaced? Maybe not, but if it does need to that is exactly why I have coverage.

Is the slab up to current codes if you had to rebuild ontop of it? In the case of a fire or submersion will you be looking for a structural engineer to approve buulding on the slab?

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Cost of labor and materials in Orleans is higher than elsewhere in the state.

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What? That's a ridiculous excuse in todays world.
Then use someone cheaper and buy it from a couple miles away.

There's a 1300sqft $192k brand new home in Reserve right now, and it actually has a nice interior with plank floors and tile throughout.
You can't tell me it cost less to BUILD that house in Reserve than it does 30 miles away in New Orleans, key words being "cost to build". It's the same materials and the same labor. The difference is one sits on land that is more valuable than the other. What they sell for is completely different than what they cost to build.

If you can build a 1300sqft house 30 miles away in Reserve for well under $200k, than you can do the same fricking thing in New Orleans.
There's a brand new 1400sqft house in Marrero for $190k. You think the materials and labor are somehow different than they are across the river?


This stupid excuse that it costs more to build a house is just ridiculous. And i'm not saying it doesn't cost more today than it did 10 years ago. It obviously does, but people are mistaking the value houses are selling for, and the actual cost to build them. You can build the same exact 1400sqft house in Metairie, Harahan, Gentilly and Terrytown, and it will cost the same exact amount to build it, yet they will all sell for drastically different prices. That is not something that should have any affect on your insurance coverage, or the cost to rebuild your home if were to burn to the ground. Just b/c you live on St. Charles St doesn't mean it automatically cost 5x's as much to rebuild a house as it would if you had to rebuild the same exact house in Kenner.