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TimeAndTide
| Favorite team: | LSU |
| Location: | The Promised Land |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 916 |
| Registered on: | 6/9/2009 |
| Online Status: | Not Online |
Recent Posts
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re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 3/26/25 at 10:40 am to notsince98
quote:
People really underestimate the value that creating goals and hitting goals provides in life. Good for you.
Nice way to put it, and much appreciated.
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 3/26/25 at 10:04 am to Big Scrub TX
quote:
Epic bump! Looks like you went for the no-early-payoff option?
For the most part, that's true. A while back, I decided that March would be the time, not for some special reason, but that's what seemed right, so I committed to that. :cheers:
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 3/24/25 at 1:18 pm to kc8876
quote:
Congratulations on all that peace of mind you have now, bet it feels a lot better than having more money
Thanks - it'll take a little time for the surreal feeling to cool down, I'd imagine.
re: Remainder Of Mortgage - Which Path To Take?
Posted by TimeAndTide on 3/24/25 at 11:04 am to KWL85
Well, this is pretty much all I have to say...


Carpenter In NOLA Area For Old Homes
Posted by TimeAndTide on 3/5/25 at 6:58 pm
Good Evening,
Can anyone in the NOLA area recommend a carpenter who they would trust to replace a bunch of cypress siding on a house, as well as performing some work on old original windows?
Thanks in advance!
Can anyone in the NOLA area recommend a carpenter who they would trust to replace a bunch of cypress siding on a house, as well as performing some work on old original windows?
Thanks in advance!
re: What is the most heartbreaking moment you have witnessed in lsu baseball history?
Posted by TimeAndTide on 6/4/24 at 12:15 am to Broski
quote:
With Zeph Zinsman at first base
Wow, haven't thought about that name in eons.
re: What is the most heartbreaking moment you have witnessed in lsu baseball history?
Posted by TimeAndTide on 6/3/24 at 11:59 pm to tigerinthebayou
quote:
Losing the super regional to Tulane in Skips last season is also right up there. After winning game 1 it seemed like it was destiny for Skip to go back to Omaha for one last ride. It was quite shocking and heartbreaking they couldn't get it done, although that was a really good Tulane team. And then Skip going to talk to their team afterwards was all class but hit you in the feels knowing it was the end for him with LSU.
The 3rd game wasn't very good at all, and it was miserably hot that day as well. Still a little bizarre to me that Skip's last game was at Zephyr Stadium.
re: What is the most heartbreaking moment you have witnessed in lsu baseball history?
Posted by TimeAndTide on 6/3/24 at 11:38 pm to Tiger fan999
The Stanford grand slam in the CWS was one of them, but being that we did beat them in a championship game many years later, that did take a lot of the hurt away.
re: Tipping percentage increase
Posted by TimeAndTide on 6/3/24 at 11:10 pm to Murtown

re: I bought a Speed Queen Washer and Dryer. Must be a good product to include 7yr warranty.
Posted by TimeAndTide on 4/30/24 at 2:24 pm to DiamondDog
For those who are considering a Speed Queen, of course it's a high quality washer, but one far less expensive alternative is to find someone who sells old school washers that have a rebuilt transmission, new clutch, etc.
My old Kenmore finally gave way after almost 20 years of great service (and it was probably 10 years old when I bought it secondhand).
I figured let's get another Kenmore (just serviced like above) that was built in 2004 or so, and it cost less than $350 delivered, so it's something to consider.
My old Kenmore finally gave way after almost 20 years of great service (and it was probably 10 years old when I bought it secondhand).
I figured let's get another Kenmore (just serviced like above) that was built in 2004 or so, and it cost less than $350 delivered, so it's something to consider.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:54 pm to wickowick
quote:
I don’t think the underwriting personnel take that amount of time or are that precise in their information gathering and valuations which probably leads to minimum info being inputted and wild swings in coverage amounts
Thank you for confirming that such a possibility can indeed happen.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:40 pm to Chad504boy
That's right - because when people ask for assistance, they sometimes streamline details when doing so. It doesn't mean they lack the info completely, which I can ask for later.
To ask you a much more applicable question, do insurers generate their Coverage A amounts from the same place/program, or say, a select few places that are similar?
To ask you a much more applicable question, do insurers generate their Coverage A amounts from the same place/program, or say, a select few places that are similar?
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:31 pm to Chad504boy
What the hell is it with you? Do you honestly think a question can't be asked on behalf of someone else?
Like I said, it ain't my house, so I'm not the one shopping around.
Whether you believe that or not is totally irrelevant to me.
Like I said, it ain't my house, so I'm not the one shopping around.
Whether you believe that or not is totally irrelevant to me.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:24 pm to Chad504boy
quote:
I asked you for the insurer of the quote.
I have no idea, since it's not my home.
What I can tell you is that there are 4 different quotes, which have the separate rebuilding estimates below:
130,000
160,000
206,000
236,000
That's some pretty wild variation.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 9:18 pm to Chad504boy
quote:
Guess you want to bitch and moan and sound ignorant without actually wanting help.
So go ahead and enlighten me with what I'm missing.
You can do that, right?
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 8:53 pm to Chad504boy
quote:
Ding bat, answer my previous question
Do you think you can act like an adult first? There's already an OT Lounge out there.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 5:00 pm to fightin tigers
quote:
Cost of labor and materials in Orleans is higher than elsewhere in the state. As stated, there aren't 235k new homes being built in Orleans. I would assume that cost includes a new slab and driveway and plumbing. The "cheap looking aluminum things" is probably going to run almost 10k these days.
Just to make sure we're on the same page here, we're talking about rebuilding a home that is already existing. The land is there, of course. So if a terrible disaster happened, is a new slab gonna be necessary? A new driveway?
With the carport, I know from personal experience at my own house (just last year) that there ain't no way it's close to 10K. I didn't even pay $5,000 for one.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/17/23 at 12:28 pm to Tiger Prawn
quote:
Is there a garage, carport, or patio space in addition to that 1,120 square feet? All of that factors into rebuild cost, plus as someone else mentioned…debris removal.
No garage at all, no patio space, and just a very simple carport. The carport at the most would be probably add 3 grand, as most of the time they're just those cheap looking aluminum things on a house like this.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 9:54 pm to kengel2
[quote Basic is really cheap Formica countertops, vinyl tile, and a ceiling fan/light in each room. Some of those upgrades don't add much, but when you add them all.[/quote]
That's exactly what this house has, and that's why $236,000 has me bewildered.
That's exactly what this house has, and that's why $236,000 has me bewildered.
re: $236,000 To Rebuild A 1,120 Sq. Foot House In OPP - Huh??
Posted by TimeAndTide on 10/16/23 at 6:09 pm to b-rab2
I'd swear there was a builder or construction company owner on here recently that mentioned it's around $150/square foot for something basic.
Wish I could find the dang post!
Wish I could find the dang post!
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