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Changing banks...
Posted on 1/20/18 at 8:41 pm
Posted on 1/20/18 at 8:41 pm
Is there any downside to it? I've had Wells Fargo for like 20 years but Chase keeps sending me an offer of $500 if I switch and open up a checking/savings there. Thinking about taking them up on their offer.
9
Posted on 1/20/18 at 8:42 pm to RandySavage
If you're planning on making a big purchase in the near future, yes.
Posted on 1/20/18 at 8:48 pm to drunkenpunkin
How so? It hurts your credit?
Posted on 1/20/18 at 8:50 pm to RandySavage
You will get a 1099 from Chase at the end of the year
Why not just open an account with Chase as a 2nd account?
You may get better answers on the money board
Why not just open an account with Chase as a 2nd account?
You may get better answers on the money board
Posted on 1/20/18 at 8:50 pm to RandySavage
Chase is good but beware they aren’t national. Nonexistent some places NE and Midwest
The best deal I find if you’re mobile is with PNC. We have an account that I never pay ATM fees anywhere.
Our account has been open like 5 months and we have probably been reimbursed about $100.
The best deal I find if you’re mobile is with PNC. We have an account that I never pay ATM fees anywhere.
Our account has been open like 5 months and we have probably been reimbursed about $100.
Posted on 1/20/18 at 8:51 pm to drunkenpunkin
quote:What do you mean? Besides maybe racking up some fees associated with an open but unused account, or waiting for funds to transfer, why would changing banks have any impact on a purchase?
If you're planning on making a big purchase in the near future, yes.
Posted on 1/20/18 at 8:52 pm to LSUJML
quote:
You will get a 1099 from Chase at the end of the year
I've heard this mentioned before but neither me nor my wife received one when we each did it.
Posted on 1/20/18 at 8:52 pm to RandySavage
quote:is a pain in the arse
Changing banks
Posted on 1/20/18 at 8:55 pm to RandySavage
Just don't ever try depositing a third party check with Chase.
Posted on 1/20/18 at 9:11 pm to RandySavage
quote:Yes
Is there any downside to it?
quote:They are terrible. Fees for everything
Chase
Posted on 1/20/18 at 9:14 pm to El Magnifico
For basic checking and savings, Chase is hard to beat. Their fraud protection is second to none, at least in my experience.
Posted on 1/20/18 at 9:17 pm to Goldensammy
Fraud protection is excellent
Majority of ATM’s are walk up which is one of the main reasons I don’t have my primary account there
Majority of ATM’s are walk up which is one of the main reasons I don’t have my primary account there
Posted on 1/20/18 at 9:22 pm to RandySavage
I had bad experiences with Chase and Bank of America. Wouldn't go back to either.
Posted on 1/20/18 at 9:25 pm to YoungManOldMan
quote:What???? They are the largest US bank by total assets, and one of 3 banks (with Bank of America and Wells Fargo) with over 5,000 branches. If they aren’t national, then there is no such thing as one.
Chase is good but beware they aren’t national.
Posted on 1/20/18 at 9:31 pm to buckeye_vol
Way to be a dumbass. I was pointing out that depending on your location it might not be the best suited for you.
They don’t waive ATM fees.
This post was edited on 2/14/18 at 1:21 pm
Posted on 1/20/18 at 9:34 pm to YoungManOldMan
PNC isn’t a national bank either.
Posted on 1/20/18 at 9:40 pm to RandySavage
Don’t. Chase fricking sucks.
Posted on 1/20/18 at 9:59 pm to RandySavage
Chase is terrible, stay away. Capital one is pretty solid and has decent interest rates on checking and savings accounts, and Wells Fargo is ok depending on your location.
Posted on 1/20/18 at 10:13 pm to YoungManOldMan
Chsse reimburses my ATM fees, and they have a good web platform.
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