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re: Car insurance renewal up 65%

Posted on 9/24/22 at 12:16 pm to
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 9/24/22 at 12:16 pm to
quote:

Any of them, just make sure you blame a politician and not the companies who have you over a barrel.


You mean those innocent mom and pop insurance companies like Geico, State Farm, and Progressive? I wouldn’t want to harm their profits and cost jobs.

Sorry I’m pro business unlike you.
This post was edited on 9/24/22 at 12:17 pm
Posted by Spaniard
Madisonville
Member since Apr 2011
750 posts
Posted on 9/24/22 at 12:18 pm to
I know a friend who never changed his license from MS to LA that recently registered both his vehicles with his property address over there. It cost more to register the cars there but the 2800 dollar per year insurance savings more than offset the increased registration. Plus no inspection sticker. Still lives and works in LA
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
73674 posts
Posted on 9/24/22 at 12:21 pm to
Those skyscrapers a/c's don't run on goodwill.
Posted by RTRinTampa
Central FL
Member since Jan 2013
5532 posts
Posted on 9/24/22 at 12:30 pm to
quote:

Insurance is expensive because of liability not physical damage coverage.



Correct. You can blame Morgan and Morgan and the people too stupid to get out of jury duty for most of the problem.

My wife got sued by a 3rd party, the car she hit hit him, who left the scene before cops arrived, didn't have a license in a borrowed car, and filed an amended traffic report adding his info 3 days after the accident.

The problem is laws favorable to ambulance chasers and judges that refuse to throw out obviously fradulent lawsuits.

Ambulance chasers' lobby is strong in FL.
Posted by olemissfan26
MS
Member since Apr 2012
6235 posts
Posted on 9/24/22 at 12:37 pm to
FL and LA have some of the highest per unit auto rates in the nation.

You can blame the lawyers and horrible legal environment. Insurance companies aren’t charging double or triple what they charge people in MS because overhead/rent is more in LA.. they are charging more because the average cost per claim is a zillion times higher in LA and claims are more unpredictable in a bad way.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58309 posts
Posted on 9/24/22 at 12:43 pm to
quote:

My wife got sued by a 3rd party, the car she hit hit him



So she pushed the middle car into the front car, and the front car sued her?

If that’s the case then she’s responsible for the damages to the middle and front car.
Posted by WaWaWeeWa
Member since Oct 2015
15714 posts
Posted on 9/24/22 at 12:50 pm to
It’s amazing how many people don’t realize how bad inflation is for the economy and your quality of life.

It’s a hidden massive tax. We are frogs in a pot and you don’t realize the water is almost boiling.

If everyone really understood how bad inflation is there would be protests that make BLM look like a picnic. But it’s easy to not get worked up when you pay a little more here and there.

I guarantee if you make 100k most people are forking over 10-15k more at the end of the day when you account for everything. What the democrats have done is unforgivable.
This post was edited on 9/24/22 at 12:53 pm
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
5254 posts
Posted on 9/24/22 at 12:55 pm to
quote:

What the democrats have done is unforgivable.


Republicans have no blame on inflation and overspending?
Posted by RTRinTampa
Central FL
Member since Jan 2013
5532 posts
Posted on 9/24/22 at 1:17 pm to
We know all that but the front car driver didn't exchange info, left before cops arrived, filed an amended report, and sued for injury pain and suffering. We found out about no licensed at his disposition. My insurance fixed the $800 dent in his bumper.
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 9/24/22 at 1:37 pm to
quote:

I guarantee if you make 100k most people are forking over 10-15k more at the end of the day when you account for everything. What the democrats have done is unforgivable.


What are you talking about? The Fed is raising interest rates at historic levels. We had so much Covid money and record low rates that inflation was inevitable. If Trump had been re-elected it would have been the same problem. Not everything is caused by the person in the White House.
Posted by Napoleon
Kenna
Member since Dec 2007
69054 posts
Posted on 9/24/22 at 1:40 pm to
This happened to me. I switched to geico. I have 100 50 100 with 0/500 deductible on two cars. My premium is $965 every six months. It was going to be 2,015 with All-State.
Posted by PUB
New Orleans
Member since Sep 2017
18113 posts
Posted on 9/24/22 at 2:20 pm to
Donelson - POS and as ancient as Biden.
Another politician that is a complete disgrace
Posted by go ta hell ole miss
Member since Jan 2007
13616 posts
Posted on 9/24/22 at 2:21 pm to
quote:

The problem is that you live in Louisiana. You can thank all those wonderful, high class plaintiffs that are suing insurance companies over fake, soft tissue injuries.
m

Well, the insurance lobby promised rates would go down when tort reform was passed. Shocked that they lied to us. The only thing worse than the plaintiffs’ lawyers are insurance companies.
Posted by Areddishfish
The Wild West
Member since Oct 2015
6277 posts
Posted on 9/24/22 at 2:34 pm to
Mine actually went dow
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