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If you had a 80k windfall

Posted on 1/8/21 at 10:44 am
Posted by The Levee
Bat Country
Member since Feb 2006
11656 posts
Posted on 1/8/21 at 10:44 am
And didn’t need it for anything....how would you invest it?

Put it all in Bitcoin now?
Posted by Pendulum
Member since Jan 2009
7898 posts
Posted on 1/8/21 at 10:45 am to
20% BTC, 50% SPY, 30% QQQ

(Assuming you want to spend 0 money/time watching it and making decisions...so I leave out individual equities)
This post was edited on 1/8/21 at 10:46 am
Posted by Fox McCloud
Member since Oct 2020
3525 posts
Posted on 1/8/21 at 10:46 am to
Putting it ALL on Bitcoin would be the dumbest possible thing you could do.
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 1/8/21 at 10:49 am to
Half VTSAX
Half BTC
Posted by leeman101
Huntsville, AL
Member since Aug 2020
2386 posts
Posted on 1/8/21 at 10:50 am to
Buy guns and ammo.
Posted by Eric Nies Grind Time
Member since Sep 2012
25415 posts
Posted on 1/8/21 at 10:52 am to
If you absolutely do not care if it goes down to nothing but want the biggest possible gain I would say BTC would be your best choice yeah.
Posted by rocket31
Member since Jan 2008
41884 posts
Posted on 1/8/21 at 10:53 am to
I'd go 80% btc 20% spy
Posted by tigersint
Lafayette
Member since Nov 2012
3568 posts
Posted on 1/8/21 at 11:31 am to
Etherium and Chainlink
Posted by AUCE05
Member since Dec 2009
44689 posts
Posted on 1/8/21 at 11:42 am to
Tether. Wait for BTC to pullback. Buy and forget.
Posted by Sterling Archer
Member since Aug 2012
8208 posts
Posted on 1/8/21 at 11:53 am to
If I absolutely didn't need it at all?

I'd buy like 20k of WFC calls

Rest boring index fund
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82033 posts
Posted on 1/8/21 at 11:59 am to
If you don't need any of it I'd go 100% Bitcoin
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82033 posts
Posted on 1/8/21 at 12:00 pm to
quote:

Putting it ALL on Bitcoin would be the dumbest possible thing you could do.

OP, take note that the poster who said this also told us all that Bitcoin would touch $30k and then crash sooo grain of salt.
Posted by ItzMe1972
Member since Dec 2013
12139 posts
Posted on 1/8/21 at 12:01 pm to
How long would it be invested?
Posted by The Levee
Bat Country
Member since Feb 2006
11656 posts
Posted on 1/8/21 at 12:01 pm to
Long term. 18 years
Posted by AUHighPlainsDrifter
South Carolina
Member since Sep 2017
3213 posts
Posted on 1/8/21 at 12:06 pm to
"cocaine and hookers"
Posted by ItzMe1972
Member since Dec 2013
12139 posts
Posted on 1/8/21 at 12:11 pm to
Long term. 18 years
----

QQQ has increased 10X in the last 18 years...give or take.
Posted by Teddy Ruxpin
Member since Oct 2006
40534 posts
Posted on 1/8/21 at 3:51 pm to
I budget my income, budgets and savings without regard to bonuses or windfalls.

Therefore when a bonus or windfall occurs, I invest all of it and to the porportions I'm already doing.
Posted by Double Oh
Louisiana
Member since Sep 2008
23251 posts
Posted on 1/8/21 at 9:28 pm to
Apple and Tesla
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
82033 posts
Posted on 7/17/25 at 9:17 am to
quote:

Putting it ALL on Bitcoin would be the dumbest possible thing you could do.

I'd say a 200% gain in 4 years if the OP listened to us wouldn't be a bad return
Posted by sidewalkside
rent free in yo head
Member since Sep 2021
4214 posts
Posted on 7/17/25 at 9:25 am to
Buy PEW
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