re: Should I move my 401k money to the cash option ahead of the election?

quote:

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What does “After things settle” mean to you?

If the market does move downwards, what is going to make you feel like “This is the time to get in, all the downside has happened”?

If it doesn’t move downwards, are you going to move back in immediately, or are you going to “wait for the next pullback?”

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exactly. People worry about getting out, but don't have a plan for getting back in. You may get out in time, congrats. But that's half the battle.
The market goes up, you get stuck waiting for a pullback. It goes down, you don't get back in because you think it'll drop further.

Nothing wrong to have cash as part of your allocation. Now 100% cash? That's cray talk. Even if you're retiring tomorrow.