re: Who do you bank with? (Louisiana)

Was with Hibernia, which was bought by Capital One. I like Cap One. They are closing a lot of branches and going more machine and online, so avoid them if in person service is important for you.

I seldom go in one. The online and app are good. They allow you to easily set up Money Market and online CDs at good rates, often among the higher in the country. I have CDs at 2.3 and MM at (I think) 1.8%.

You can log on to one account and see checking, MM, CDs, and credit cards. Their Savor mastercard has a $95 annual fee after a year, but it pays 4% cash back for dining and concert tickets, 2% groceries, and 1% for other. Quicksilver VISA is 1.5% on everything.