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re: Thoughts on Liberty Mutual for car insurance?

Posted on 4/11/18 at 4:13 pm to
Posted by Tiger Prawn
Member since Dec 2016
21967 posts
Posted on 4/11/18 at 4:13 pm to
quote:

Every year, my default rate goes up, I call my agent, and he drops it back down


What coverage is he removing/reducing or deductible is being increased? Agents don’t control what the premiums are. We can only modify premium by adjusting the coverage options and limits or deductible
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119498 posts
Posted on 4/11/18 at 4:30 pm to
My coverage hasn't changed. I do online renewals, and my rate goes from around $1250/year to about $1500 or so every year online. I call him and he says "let me see what I can do", he calls me back a couple of days later, and has it back, although it might go up $5-10, which I accept. No coverage changes. We've done this for years.

Like I said, I have my homeowners with them. I also pay once for the entire year, which I think saves me maybe $100.

I just went through this a couple of months ago. I did get quotes from State Farm and another agency, and one was about $100 lower, so he adjusted to that, and I paid.

I'm sure there are lower rates out there, but I've had good luck with LM, so I'm loyal... Annually...
Posted by S1C EM
Athens, GA
Member since Nov 2007
11585 posts
Posted on 4/11/18 at 4:42 pm to
quote:

What coverage is he removing/reducing or deductible is being increased? Agents don’t control what the premiums are. We can only modify premium by adjusting the coverage options and limits or deductible


I'm glad you said this because I was wondering the same thing.
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