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re: Thoughts on Liberty Mutual for car insurance?
Posted on 4/11/18 at 4:13 pm to kywildcatfanone
Posted on 4/11/18 at 4:13 pm to kywildcatfanone
quote:
Every year, my default rate goes up, I call my agent, and he drops it back down
What coverage is he removing/reducing or deductible is being increased? Agents don’t control what the premiums are. We can only modify premium by adjusting the coverage options and limits or deductible
Posted on 4/11/18 at 4:30 pm to Tiger Prawn
My coverage hasn't changed. I do online renewals, and my rate goes from around $1250/year to about $1500 or so every year online. I call him and he says "let me see what I can do", he calls me back a couple of days later, and has it back, although it might go up $5-10, which I accept. No coverage changes. We've done this for years.
Like I said, I have my homeowners with them. I also pay once for the entire year, which I think saves me maybe $100.
I just went through this a couple of months ago. I did get quotes from State Farm and another agency, and one was about $100 lower, so he adjusted to that, and I paid.
I'm sure there are lower rates out there, but I've had good luck with LM, so I'm loyal... Annually...
Like I said, I have my homeowners with them. I also pay once for the entire year, which I think saves me maybe $100.
I just went through this a couple of months ago. I did get quotes from State Farm and another agency, and one was about $100 lower, so he adjusted to that, and I paid.
I'm sure there are lower rates out there, but I've had good luck with LM, so I'm loyal... Annually...
Posted on 4/11/18 at 4:42 pm to Tiger Prawn
quote:
What coverage is he removing/reducing or deductible is being increased? Agents don’t control what the premiums are. We can only modify premium by adjusting the coverage options and limits or deductible
I'm glad you said this because I was wondering the same thing.
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