re: So the uninsured ahole who ran a red light and hit me...

quote:

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New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find out coverage lapsed for nonpayment.

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I would've figured that's been going on a long time.

Texas has an insurance database the cops can access to confirm coverage. Texas drivers still must carry proof of insurance (paper or cell phone) because the law never changed about requiring the driver to produce proof upon request.