re: Looking a newer model sedan

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Im looking at a preowned with under 20k miles on it.

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Smart man. I put 30-40K miles a year on my trucks. Always bought low miles used or demo's from last year model. I trade em in every 2 years and have never been upside down in one. I keep a separate account for my mileage/vehicle allowance checks and put left over money in there after I pay my note each month. It makes for a nice down payment on the next one. I only come out of pocket for insurance and it has worked out wonderfully.