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Started By
Message
Posted on 7/27/15 at 1:04 pm to stout
quote:
According to Equifax the average credit score in my area is like 670-680. Leave it to the OT to not only be above average but to absolutely crush it.
Just roughly estimating what's been posted so far the OT is sitting at a collective 790 average.
Posted on 7/27/15 at 1:05 pm to Mullet Flap
quote:
Subtle brag thread is subtle bragging
Dude is having to refinance a vehicle loan. That's not something to brag about.
Posted on 7/27/15 at 1:08 pm to tduecen
I made a 33, but I was hung over.
Posted on 7/27/15 at 1:08 pm to tduecen
quote:
My score counts right?
I threw out the highest and the lowest. Sorry buddy.
Posted on 7/27/15 at 1:09 pm to malvin
quote:
Refinanced my truck today.
quote:
Credit score was 798
Wut?? What was it before?
Mine is 814. It would be higher if they knew all of my income.
Posted on 7/27/15 at 1:09 pm to yellowfin
quote:
I would have guessed way lower than that
quote:
The Average Equifax Credit Score for your zip code is 673
I just logged in to double check.
Posted on 7/27/15 at 1:12 pm to Redbone
quote:
Mine is 814. It would be higher if they knew all of my income.
income doesn't affect credit score
Posted on 7/27/15 at 1:14 pm to malvin
760ish according to that credit karma thing. I don't know how reliable that is. I think it only uses 1 reporting service. I think the main knock is my credit age. My credit history is only like 5 years old or so.
I don't think I have any reason to know my specific score though. I just check my report occasionally to make sure there isn't any bull shite on it.
I don't think I have any reason to know my specific score though. I just check my report occasionally to make sure there isn't any bull shite on it.
Posted on 7/27/15 at 1:17 pm to Redbone
quote:
Mine is 814. It would be higher if they knew all of my income.
Posted on 7/27/15 at 1:18 pm to malvin
quote:
What's your credit score?
Nobody has ever asked.
I just run the 40 in 4.25 seconds in front of them, followed by showing off my 10 inches and then kicking the shite out of a top female athlete in her respective sport just like the rest of the OT and they give me whatever I want.
If that fails, I just remind them that I'm white.
Posted on 7/27/15 at 1:18 pm to yellowfin
quote:
income doesn't affect credit score
Amount of hard checks on history over a given time, on time payments, debt to available credit ratio, and credit age I think are the main things that affect your rating. I think also having a mortgage looks good.
Posted on 7/27/15 at 1:19 pm to malvin
It's over 9000.
This post was edited on 7/27/15 at 1:20 pm
Posted on 7/27/15 at 1:21 pm to 911Moto
quote:
785. All the people who bitch about the credit card balances I carry, aka "debt," can suck it.
More lies by 911 go figure..
Posted on 7/27/15 at 1:24 pm to yellowfin
quote:
income doesn't affect credit score
It's amazing how "credit dumb" some of these 800s actually are.
Posted on 7/27/15 at 1:25 pm to malvin
I'm in the 760+ club. The established credit length kills my score.
Posted on 7/27/15 at 1:26 pm to stout
quote:
According to Equifax the average credit score in my area is like 670-680. Leave it to the OT to not only be above average but to absolutely crush it.
There are some liars for sure, some just like to lie.
But these threads attract people that have high credit scores.
Mine was 755 a couple of months ago.
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