Libert mutual has gone up 1000 in 3 years without a claim. In same timeframe they raised the replacement value of my home by 17000. Now my mortgage company sad I need to increase flood insurance because liberty is valuing replacement so high. Don't really understand how my coverage has increased so much.

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Posted by Shadowlink

The Shadows

Member since Apr 2014

1434 posts

Posted on 10/6/14 at 2:54 pm to Catman88

What city are you near? Louisiana is too broad to help.

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Posted by Ace Midnight

Between sanity and madness

Member since Dec 2006

89781 posts

Posted on 10/6/14 at 2:58 pm to Catman88

I get something from State Farm, semi-regularly, strongly implying they are in CENLA.

Sucks for them, because during a brief period of time when I was mad at USAA, they weren't writing them.

Only homeowners I would consider, other than USAA is State Farm.

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Posted by Chad504boy

4 posts

Member since Feb 2005

167065 posts

Posted on 10/6/14 at 4:45 pm to Catman88

quote:
Now my mortgage company sad I need to increase flood insurance because liberty is valuing replacement so high.

Tell your mortgage company that they are a bunch of "inbreed stupid arse fricks that can't provide any logic for this and that one day you will join a class action lawsuit and take his fricking lunch money"...... lemme guess wells fargo?

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Posted by lsufan1971

Zachary

Member since Nov 2003

18527 posts

Posted on 10/6/14 at 8:26 pm to Catman88

Try ASI. I have had my policy for 4 years and only gone up about $100. I have a $2500 NSD.

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Posted by lsu tigerdog

Baton Rouge

Member since Nov 2007

248 posts

Posted on 10/7/14 at 3:09 pm to Catman88

call Mid South Insurance in Baton Rouge, they are an insurance broker, great premium, low deductible- ask for Julee or McInnis Tyner, insurance agency ask for Tiffany.