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Who here has dental insurance and how much do you pay?
Posted on 8/26/14 at 12:49 pm
Posted on 8/26/14 at 12:49 pm
I have a family plan (me, spouse, and one child) and 43.62 is taken out of my pay each time, and I get paid bi-weekly. So that's $1,134.12 annually. I want to compare with others, seems kind of high to me.
This post was edited on 8/26/14 at 12:51 pm
Posted on 8/26/14 at 1:01 pm to MasCervezas
I pay $12 a month for just myself.
Posted on 8/26/14 at 1:01 pm to MasCervezas
I only pay for my wife and me and its 72 a month.
Posted on 8/26/14 at 1:05 pm to MasCervezas
My dental is $10 for my wife and me.
Posted on 8/26/14 at 1:05 pm to MasCervezas
I pay $9 twice a month ($216 annually). I think I read somewhere that our health insurance is like 80% employer paid so I guess dental is probably close to that, but that seems really expensive. I dont know though.
ETA: I'm single.
ETA: I'm single.
This post was edited on 8/26/14 at 1:06 pm
Posted on 8/26/14 at 1:17 pm to MasCervezas
$20/month for the family plan
Posted on 8/26/14 at 1:21 pm to Salmon
damn, i might cancel and just pay out of pocket.
as soon as i do that though the wife will probably need a root canal or some crazy shite
as soon as i do that though the wife will probably need a root canal or some crazy shite
Posted on 8/26/14 at 1:22 pm to Salmon
$24/mo for self & spouse, Delta Dental. If your dentist is out of network, it's not worth it.
Posted on 8/26/14 at 1:23 pm to Salmon
When did you throw your kid on dental? I've got a 9-month old with only a few teeth. I didn't see the point of adding him this year. Next year?
Posted on 8/26/14 at 1:25 pm to ell_13
quote:
When did you throw your kid on dental?
We only get offered family or single plan, so adding her didn't cost anything
I just added her at 15 months because our insurance renewal just came up
Posted on 8/26/14 at 1:26 pm to ell_13
quote:
When did you throw your kid on dental? I've got a 9-month old with only a few teeth. I didn't see the point of adding him this year. Next year?
i added mine on year 3. that reminds me i need to make him an appointment
Posted on 8/26/14 at 1:27 pm to Salmon
$120/mo with no employer contributions for my wife and I. I elected to pay out of pocket instead.
Posted on 8/26/14 at 1:36 pm to MasCervezas
$7 every two weeks for single plan; $50 deductible, 100% coverage on preventative, 80% on basic restorative
Posted on 8/26/14 at 2:56 pm to MasCervezas
The coverage my employer offers isn't very good, and it pretty much amounts to trading dollars. Mine would 34 a pay check for the family and myself. This provides 2 annual cleanings and x rays with a $25 co-pay. It pays 50% of class II procedures which includes fillings and crowns after 1 year on the plan. It pays 25% of class III procedures.
We just pay out of pocket for our cleanings, and if we need major work we use our HSA. So far nobody has needed major work.
We just pay out of pocket for our cleanings, and if we need major work we use our HSA. So far nobody has needed major work.
Posted on 8/26/14 at 4:25 pm to MasCervezas
I chose the high option that covers 2 cleanings and 70% of all procedures. I pay $18 a month
Posted on 8/26/14 at 4:40 pm to MasCervezas
I honestly don't think I pay more than $5-$10 a month for sweet coverage. Perks of large companies I guess
Posted on 8/26/14 at 11:49 pm to ragacamps
I just pay out of pocket.....for routine cleanings I pretty much break even. Maybe later on I'll get it as I get older, but knock on wood I've had pretty good luck with my teeth.
Posted on 8/27/14 at 6:51 am to MasCervezas
Company pays mine so I pay nothing.
Posted on 8/27/14 at 7:46 am to MasCervezas
I pay 29.69 bi-monthly, works out to $712.56 a year. I have me, my wife and 8 & 10 year old kid on it. It more than pays for itself because my kids cant seem to lose teeth on their own and they have to get them pulled as of late. A single cleaning is $100 or more so I think we are coming out ahead.
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