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re: Would you have supported a smaller healthcare reform act, specifically one that
Posted on 7/27/14 at 9:27 pm to I B Freeman
Posted on 7/27/14 at 9:27 pm to I B Freeman
quote:
hird it will encourage the creation of subscription-based health care eliminating the overhead insurance companies create. This will be the end of health insurance companies. They may morph into subscriber companies but the insurance unknowns will disappear.
Fourth this will allow providers to have predictable streams of income. The impact of pre-existing conditions will be much smaller. The cost in health care is too a large extent fixed. For example, Our Lady of the Lake has similar day to day cost if they do an open heart surgery on a day as they do on a day they do not. It really does not add to their cost to take on a pre-existing condition in a subscription-based pricing system.
Intriguing idea. Really, why should insurance be involved in healthcare if people can deal directly with providers? And doctors continually bitch about dealing with insurance companies and Medicaid.
1
Posted on 7/27/14 at 10:37 pm to VOR
quote:
Really, why should insurance be involved in healthcare if people can deal directly with providers? And doctors continually bitch about dealing with insurance companies and Medicaid.
Well how many ppl just have an extra $1000-$2000 laying around for when they break their leg getting out of the new pool at the SKC (maybe heady will pick up the tab) or an extra 25-50k when that heart attack hits or cancer strikes? I love the idea of an HSA but most ppl can't save money worth a hoot. However most can work a reasonably priced insurance premium into their budget.
Doctors bitch from having to deal with companies but they also have the freedom to not accept the insurance to the companies that are too much of a pain in the arse.
quote:
One of the largest contributors to spiraling healthcare costs and insurance costs was tying insurance to employment. fricked things up beginning in the late sixties or so and spiraled out of control after that.
I agree. Allow ind the same tax breaks and benefits that corporations get for offering insurance to their employees. That would allow for more freedom and choices that would drive down prices. Nothing is better for the consumer or in this case a patient than a good ole fashion price war.
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