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Term life vs Whole life
Posted on 4/27/14 at 1:28 pm
Posted on 4/27/14 at 1:28 pm
Financial advisor tried to sell me on whole life insurance. I don't typically think this is a good investment idea and I know this is what his company specializes in. What is your opinion on term vs whole?
5
Posted on 4/27/14 at 1:36 pm to TigerSaint1
Typically not a good investment, but everything you get does not need to be for the sole purpose of investing. Depending on your current and future situation it may benefit you to have some, I have about 15% of my total life insurance in whole life, it works for me
Posted on 4/27/14 at 3:45 pm to TigerSaint1
in
Posted on 4/27/14 at 4:44 pm to TigerSaint1
quote:
What is your opinion on term vs whole?
Whole is always a rip off and you shouldn't buy it. The only people who should have whole life are people who have a policy in place and have become uninsurable while having it.
Posted on 4/27/14 at 5:50 pm to TigerSaint1
quote:
Financial advisor tried to sell me on whole life insurance. I don't typically think this is a good investment idea and I know this is what his company specializes in. What is your opinion on term vs whole?
Find a financial advisor that sells advice, not insurance.
Posted on 4/27/14 at 8:03 pm to TigerSaint1
how many threads do we have on this? Whole life is favored by insurance agents
the rest of us prefer term life
the rest of us prefer term life
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