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re: Why are we paying for kids up to the age of 26?

Posted on 3/19/14 at 1:09 pm to
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54260 posts
Posted on 3/19/14 at 1:09 pm to
quote:

Aren't they indirectly paying into the system via their parents' payments?


In my case, no. My kids were covered under dependents healthcare along with the wife and it didn't affect the cost at all. When they (kids) both got out of the house and past the 21 year-old age limit my insurance didn't go down.

My goodness, post no. 12,000 and I wasted it on Obamacare. I'm a putz.
This post was edited on 3/19/14 at 1:13 pm
Posted by Eurocat
Member since Apr 2004
15090 posts
Posted on 3/19/14 at 1:12 pm to
A lot of these kids are in college and without full time employment so this is a way to get them insured.
Posted by MMauler
Member since Jun 2013
19216 posts
Posted on 3/19/14 at 1:13 pm to
quote:

When they (kids) both got out of the house and past the 21 year-old age limit my insurance didn't go down.


I have never seen an employer plan (and I've seen many) where your premium is the same whether you have dependents or not.

For my company, they raised everyone's premiums because they couldn't just charge it to the people with these kids between 21-26.
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