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re: Joint Roth IRA
Posted on 12/24/13 at 8:58 am to tdavi48
Posted on 12/24/13 at 8:58 am to tdavi48
First, never put anything in both your names until the marriage license is signed.
In any event, the I in IRA stands for individual. To my knowledge, they can't be joint. And as a practical matter, it's better to have a separate IRA for her, which allows you to effectively double your yearly contributions (can max out in both accounts, not just one).
In any event, the I in IRA stands for individual. To my knowledge, they can't be joint. And as a practical matter, it's better to have a separate IRA for her, which allows you to effectively double your yearly contributions (can max out in both accounts, not just one).
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