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re: Dave Ramsey radio show
Posted on 1/4/13 at 7:49 am to GFunk
Posted on 1/4/13 at 7:49 am to GFunk
sorry didnt mean too
i will say this about Ramsey, hes pretty hard core and unrealistic about some stuff
i dont agree that you should never eat out and also that you should never use a credit card.
hes like the hardcore douche at the gym who says you should never eat a carb or dairy
i will say this about Ramsey, hes pretty hard core and unrealistic about some stuff
i dont agree that you should never eat out and also that you should never use a credit card.
hes like the hardcore douche at the gym who says you should never eat a carb or dairy
3
Posted on 1/4/13 at 8:38 am to dallastiger55
quote:
i dont agree that you should never eat out
Are you referring to his "rice and beans" method? If so, this is only for people who are in debt.
Posted on 1/4/13 at 10:00 am to dallastiger55
quote:
hes like the hardcore douche at the gym who says you should never eat a carb or dairy
I think he's like a nutritionist who tells people to quit eating junk food, eat vegetables/lean protein/less fat. Of course most people would lose weight on that diet.
The fact that I was raised in a frugal household makes me think most of his advice is obvious (don't buy stuff you can't afford, don't run up credit card debt). For me, a credit card is advantageous for reward points and tracking expenses (and I pay it off in full every month).
For a lot of America (those in debt), he gives good advice.
Posted on 1/25/13 at 9:56 pm to dallastiger55
I know I'm bumping an old thread, but my wife and I just started Dave's Financial Peace University class and I was curious what the Money Board thought about his ideas.
He's definitely hard core, but he usually goes into great detail about why he's so hard core on most things. His biggest point is so few people live on a true household budget. He doesn't say don't go out to eat (unless you're in massive debt), only do it within reason and in line with your budget.
I would love to hear from someone who has worked through his plan and can say it doesn't work. Especially the first 3 steps - pay off all debt besides the house and have a 3-6 month emergency fund.
Sure, everyone can build wealth in different ways and be comfortable with different degrees of risk. But the mass majority of people today would be ruined if they miss just one or two paychecks. I think his main goal is to show people how to be ok if that happens.
He's definitely hard core, but he usually goes into great detail about why he's so hard core on most things. His biggest point is so few people live on a true household budget. He doesn't say don't go out to eat (unless you're in massive debt), only do it within reason and in line with your budget.
I would love to hear from someone who has worked through his plan and can say it doesn't work. Especially the first 3 steps - pay off all debt besides the house and have a 3-6 month emergency fund.
Sure, everyone can build wealth in different ways and be comfortable with different degrees of risk. But the mass majority of people today would be ruined if they miss just one or two paychecks. I think his main goal is to show people how to be ok if that happens.
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