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re: Buying a house
Posted on 10/21/12 at 12:46 am to Big Floppy TDs
Posted on 10/21/12 at 12:46 am to Big Floppy TDs
Redacted, having 20% down, or a loan where you don't have to pay PMI is the advice I'll give. Buying when the market stinks is a great idea. Buying as early in life as you can is a great idea. And buying a home you can actually afford, that has the potential to increase in value when the market turns around, is a great idea.
Posted on 10/21/12 at 9:49 am to bojabu
Because of new laws, buying a fixer upper or a foreclosure that is not move in ready is not easy if you don't have cash. You would be better off buying a home where you can do an RD loan with 100% financing or an FHA loan at 3.5% down. Homes have to be move in ready to do any type of gov't loans.
Posted on 10/21/12 at 1:19 pm to bojabu
So best bet is to hold off a few months to get some padding in my savings account. Thanks guys and gal
This post was edited on 10/21/12 at 1:22 pm
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