Accepted a counteroffer today...time to start shopping for insurance. Any advice? Best place to find deals?

Thanks in advance!

ETA: searched and found one or two threads on the issue, but just hoping to get some additional information. Is it best to go with your car insurer? how far in advance of closing should i start shopping? Any tips on if i should go with a big/small deductible and any coverage I can decline which might reduce the cost?

This post was edited on 6/12/12 at 8:36 pm

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Posted by TigerintheNO

New Orleans

Member since Jan 2004

41300 posts

Posted on 6/12/12 at 8:42 pm to jmitc22

quote:
Best place to find deals?

You are going to get what you pay for. They're not the cheapest, but when Katrina hit I was glad I had State Farm.

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Posted by rpg005

Member since Apr 2010

700 posts

Posted on 6/12/12 at 8:53 pm to jmitc22

Where are you located?

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Posted by KG6

Member since Aug 2009

10920 posts

Posted on 6/12/12 at 9:11 pm to jmitc22

(no message)

This post was edited on 8/15/12 at 11:18 am

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Posted by Poodlebrain

Way Right of Rex

Member since Jan 2004

19860 posts

Posted on 6/13/12 at 8:07 am to jmitc22

Where are you located? If you are in hurricane country then you need to consider the different deductibles for named storms. Talk to agents from as many companies as you can, and definitely discuss bundling your homeowners with your auto insurance.

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Posted by Slickback

Deer Stand

Member since Mar 2008

27693 posts

Posted on 6/13/12 at 9:35 am to jmitc22

I'd get a quote with State Farm, Liberty Mutual, and then call an independent agent and get them to run a quote with all of their companies.

I have my opinions about all companies (and most of them are unfavorable).

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Posted by 12Buck

Baton Rouge

Member since Jul 2005

592 posts

Posted on 6/13/12 at 12:28 pm to jmitc22

I just purchased and have State Farm. Had my auto somewhere else but got a nice discount to bundle them at Statefarm. They also give some kind of bonus for having both there on your HO policy, something like lowering the hurricane deductible % and possibly the regular deductible % as well if I remember correctly.

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Posted by jameison125

Jersey

Member since Aug 2007

2184 posts

Posted on 6/15/12 at 1:55 pm to jmitc22

Got quoted by both state farm and liberty. State farm was a tad cheaper and had better deductibles for me. I went with them.

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Posted by anewtiger

Baton Rouge