We just got a purchase contract on our existing house, so we need to find a new place to live soon. We're already pre-qualified thru Chase, but I'd like to shop around to get the best possible deal.

We plan to be in this house for 20+ years, planning to do 30% down payment, and our credit score is 800. So I'm thinking we're in a good position to shop around.

What is the best way to shop around? LendingTree.com? Call around?

HELP!

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Posted by displacedhorn

batonrouge

Member since Jul 2009

932 posts

Posted on 2/1/10 at 2:27 pm to TigerWerm

let me save you a lot of time . and i lot of time you will waste of the poor bastards trying to get your loan. go to your bank . if you put that much down and have a credit score above 740 you should get 30yr rate around 4.875% with no origination. if you have the credit and downpayment you cant beat a bank loan

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Posted by TigerWerm

7th circle of hell

Member since Nov 2005

6008 posts

Posted on 2/1/10 at 4:07 pm to displacedhorn

Thanks! I figured as much, just wanted to make sure

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Posted by Utah Tiger

Palm Beach, FL

Member since Sep 2005

1146 posts

Posted on 2/1/10 at 8:26 pm to TigerWerm

homepath.com ..Fannie Mae selling their homes for zero to 3 percent down. No mortgage insurance. Will give 3.5 % back on home price. Unreal financiing and deals. Check out their homes. Only 16 in Baton Rouge but tons in Florida where I am moving.

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Posted by LSUGUMBO

Shreveport, LA

Member since Sep 2005

9495 posts

Posted on 2/1/10 at 9:31 pm to Utah Tiger

The 2 houses I have bought I have a friend that's a mortgage broker. He does all the leg work for me, and has gotten really good deals for me for both mortgages.

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