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Best Company for Life Insurance

Posted on 6/15/09 at 4:19 pm
Posted by lsutigers11
Member since Aug 2005
693 posts
Posted on 6/15/09 at 4:19 pm
Combination of best rates and dependability. thanks
Posted by patriotgrunt
Fort Stewart, GA
Member since Oct 2007
377 posts
Posted on 6/15/09 at 4:59 pm to
If your military or the dependent of someone who is military I would go with USAA!
Posted by silstang23
Bossier City, LA
Member since Oct 2007
4961 posts
Posted on 6/15/09 at 6:20 pm to
Where are you located?
Posted by Ringeaux
North Carolina
Member since Jan 2008
2020 posts
Posted on 6/15/09 at 7:48 pm to
I would not use a company that has less than an A+ AM Best rating. Additionally, it depends on what type of Life insurance your wanting. There are some great term insurance companies out there with mediocre permanent products and visa versa.
Posted by BT
North La
Member since Aug 2008
9766 posts
Posted on 6/15/09 at 10:48 pm to
newyork life is a good company.
Posted by lsutigers11
Member since Aug 2005
693 posts
Posted on 6/16/09 at 9:05 am to
term is what i am looking for
Posted by bayoudude
Member since Dec 2007
25843 posts
Posted on 6/16/09 at 9:08 am to
Yeah same here. The wife has been nagging the shite out of me to get a policy since our son was born. I am thinking a 30yr term.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39921 posts
Posted on 6/16/09 at 10:38 am to
I've been quoted $58.00 per month for 20 year term life, $1 million policy, through Lincoln Financial.

34 / m / non-smoker, good health
This post was edited on 6/16/09 at 10:38 am
Posted by lsutigers11
Member since Aug 2005
693 posts
Posted on 6/16/09 at 10:42 am to
what about state farm?
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39921 posts
Posted on 6/16/09 at 1:05 pm to
quote:

what about state farm?


I have never looked at them. They were always considerably higher on property and auto insurance, so I excluded them from my search.

This post was edited on 6/16/09 at 1:05 pm
Posted by LSUPIMPRGB
BR
Member since Nov 2005
500 posts
Posted on 6/16/09 at 4:29 pm to
Will and lsutigers11

email me and we can talk safdek23@yahoo.com
Posted by silstang23
Bossier City, LA
Member since Oct 2007
4961 posts
Posted on 6/16/09 at 4:45 pm to
lsutigers11 and Will

You can also contact me if you would like. I work at a well known company, largest life insurer in the US, that didn't accept any TARP money.

silstang23@yahoo.com

Seriously!!
Posted by tiger91
In my own little world
Member since Nov 2005
40012 posts
Posted on 6/16/09 at 5:07 pm to
We have Protective Life ... had it through Farm Bureau but got a better deal on a great company ... have 20 year term but couldn't tell you the premium .. we pay yearly and then forget about it.

We got it through Edward Jones by the way.
Posted by LSUnn04
LA
Member since Oct 2007
666 posts
Posted on 6/16/09 at 9:05 pm to
State Farm
Posted by 19thHole
Working on my TPS reports
Member since Dec 2007
4908 posts
Posted on 6/17/09 at 10:24 am to
Ok, obviously the right thing to do here is speak with an agent and allow them to quote you their best policy possible - if you want to be truly thrifty compare this rate with another agent/company.

That is the only way to truly find what you believe to be "best."
Posted by Raymanz
swla
Member since Aug 2008
951 posts
Posted on 6/17/09 at 10:32 am to
Zanders
Posted by Ringeaux
North Carolina
Member since Jan 2008
2020 posts
Posted on 6/17/09 at 12:40 pm to
You must be "Debt Free".....
Posted by DeniseM
US
Member since Dec 2009
16 posts
Posted on 1/28/10 at 2:54 am to
Shop online from life insurance agencies that offer you free life insurance quotes. You will not only get the best deals, but also be able to get life insurance quotes from the most reputed life insurance companies. However, you must make sure that the website is accredited by the Better Business Bureau. A good life insurance agency should be able to furnish financial information and track records of the life insurance carriers on its database. It should also provide you with their ratings. Look for ratings of A or higher (the highest being A++). A good life insurance carrier should carry a rating from reputed rating companies like A.M, Moody’s, Finch or Standard and Poor, etc. Make sure that these ratings are current and have been updated recently.

Denise at AccuQuote
Disclaimer: I work for AccuQuote and this is my personal opinion.
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